Glenmore Park vs Mulgoa, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Glenmore Park and Mulgoa are both Penrith rates (OLG suburbs, sitting 50.4 km and 51.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $114 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,300, about $3 a week, and most of it is the AI-estimated insurance line.
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Mulgoa
Annual cost breakdown
| Category | Glenmore Park | Mulgoa | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,604 | $1,604 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,517 | $6,431 | +$86 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,500 | $1,700 | -$200 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,169 | $11,283 | -$114 |
| Total (public transport) | $7,052 | $7,252 | -$200 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glenmore Park | Mulgoa | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Glenmore Park vs Mulgoa (2026-27)
What the numbers show
Glenmore Park and Mulgoa differ by $114 a year by car, but $200 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $86, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $200 per year.
On public transport the gap is $200 per year, $7,052 from Glenmore Park versus $7,252 from Mulgoa.
Where the difference actually comes from
- Council rates is identical at $1,604 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Mulgoa by $86 a year, $6,431 against $6,517.
- Building insurance favours Glenmore Park by $200 a year, $1,500 against $1,700.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Mulgoa against low in Glenmore Park, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Glenmore Park cumulative | Mulgoa cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,169 | $11,283 | $114 |
| Year 3 | $34,522 | $34,875 | $353 |
| Year 5 | $59,298 | $59,903 | $605 |
| Year 10 | $128,040 | $129,347 | $1,307 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenmore Park or Mulgoa cheaper to live in?
Neither is named cheaper. Glenmore Park runs $11,169 a year by car and Mulgoa $11,283, but most of the $114 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $86. Source: SuburbCost 2026 data.
What are council rates in Glenmore Park and Mulgoa?
Annual council rates for a house are $1,604 in Glenmore Park (Penrith rates (OLG) and $1,604 in Mulgoa (Penrith rates (OLG). Water and sewerage adds $1,548 in Glenmore Park and $1,548 in Mulgoa. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glenmore Park and Mulgoa?
Annual driving commute costs are $6,517 from Glenmore Park and $6,431 from Mulgoa to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Glenmore Park and $2,400 from Mulgoa.
What is the 10-year cost difference between Glenmore Park and Mulgoa?
At 3% annual cost growth, Glenmore Park costs a cumulative $128,040 and Mulgoa costs $129,347 over 10 years by car. The cumulative difference is $1,307 in favour of Glenmore Park. Excludes purchase price, mortgage, and personal expenses.
Which of Glenmore Park and Mulgoa suits you better?
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Sources: Penrith rates (OLG and Penrith rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.