Glenmore Park vs Mulgoa: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Glenmore Park and Mulgoa are both Penrith rates (OLG suburbs, sitting 50.4 km and 51.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $217 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Glenmore Park
Mulgoa
Annual cost breakdown
| Category | Glenmore Park | Mulgoa | Difference |
|---|---|---|---|
| Council rates | $1,604 | $1,604 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,302 | $6,219 | +$83 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $2,150 | -$300 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,304 | $11,521 | -$217 |
| Total (public transport) | $7,402 | $7,702 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glenmore Park | Mulgoa | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Glenmore Park vs Mulgoa (2026-27)
What the numbers show
Glenmore Park and Mulgoa cost within $217 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,487, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,402 from Glenmore Park versus $7,702 from Mulgoa.
10-year cumulative cost projection
| Year | Glenmore Park cumulative | Mulgoa cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,304 | $11,521 | $217 |
| Year 3 | $34,940 | $35,610 | $670 |
| Year 5 | $60,014 | $61,167 | $1,153 |
| Year 10 | $129,588 | $132,075 | $2,487 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenmore Park or Mulgoa cheaper to live in?
Glenmore Park is cheaper to run by car at $11,304 per year versus $11,521 for Mulgoa, a difference of $217 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Glenmore Park and Mulgoa?
Annual council rates for a house are $1,604 in Glenmore Park (Penrith rates (OLG) and $1,604 in Mulgoa (Penrith rates (OLG). Water and sewerage adds $1,548 in Glenmore Park and $1,548 in Mulgoa. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glenmore Park and Mulgoa?
Annual driving commute costs are $6,302 from Glenmore Park and $6,219 from Mulgoa to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Glenmore Park and $2,400 from Mulgoa.
What is the 10-year cost difference between Glenmore Park and Mulgoa?
At 3% annual cost growth, Glenmore Park costs a cumulative $129,588 and Mulgoa costs $132,075 over 10 years by car. The cumulative difference is $2,487 in favour of Glenmore Park. Excludes purchase price, mortgage, and personal expenses.
Which of Glenmore Park and Mulgoa is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Penrith rates (OLG and Penrith rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.