Henley vs Huntleys Cove: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Henley and Huntleys Cove are both Hunters Hill rates (OLG suburbs, sitting 7.3 km and 7.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $28 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Henley
Huntleys Cove
Annual cost breakdown
| Category | Henley | Huntleys Cove | Difference |
|---|---|---|---|
| Council rates | $2,446 | $2,446 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $2,242 | $2,214 | +$28 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $9,186 | $9,158 | +$28 |
| Total (public transport) | $8,864 | $8,864 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Henley | Huntleys Cove | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Henley vs Huntleys Cove (2026-27)
What the numbers show
Henley and Huntleys Cove cost within $28 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $321, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $28 per year. Henley is 7.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $8,864 and $8,864 a year, so the $28 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Henley cumulative | Huntleys Cove cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,186 | $9,158 | $28 |
| Year 3 | $28,393 | $28,306 | $87 |
| Year 5 | $48,770 | $48,621 | $149 |
| Year 10 | $105,307 | $104,986 | $321 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Henley or Huntleys Cove cheaper to live in?
Huntleys Cove is cheaper to run by car at $9,158 per year versus $9,186 for Henley, a difference of $28 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Henley and Huntleys Cove?
Annual council rates for a house are $2,446 in Henley (Hunters Hill rates (OLG) and $2,446 in Huntleys Cove (Hunters Hill rates (OLG). Water and sewerage adds $1,548 in Henley and $1,548 in Huntleys Cove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Henley and Huntleys Cove?
Annual driving commute costs are $2,242 from Henley and $2,214 from Huntleys Cove to Sydney CBD (ATO 88c/km). Public transport costs $1,920 from Henley and $1,920 from Huntleys Cove.
What is the 10-year cost difference between Henley and Huntleys Cove?
At 3% annual cost growth, Henley costs a cumulative $105,307 and Huntleys Cove costs $104,986 over 10 years by car. The cumulative difference is $321 in favour of Huntleys Cove. Excludes purchase price, mortgage, and personal expenses.
Which of Henley and Huntleys Cove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Hunters Hill rates (OLG and Hunters Hill rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.