Jibbon vs Marley: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Jibbon and Marley are both Sutherland rates (OLG suburbs, sitting 25.4 km and 28.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Jibbon runs $373 a year cheaper than Marley, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,276.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Jibbon
Marley
Annual cost breakdown
| Category | Jibbon | Marley | Difference |
|---|---|---|---|
| Council rates | $1,617 | $1,617 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,058 | $6,431 | -$373 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,650 | $3,650 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,873 | $13,246 | -$373 |
| Total (public transport) | $9,215 | $9,215 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Jibbon | Marley | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Jibbon vs Marley (2026-27)
What the numbers show
Jibbon costs $373 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,276 in favour of Jibbon.
The biggest single gap is commute costs at $373 per year. Marley is 28.7 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $9,215 and $9,215 a year, so the $373 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,617 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Jibbon by $373 a year, $6,058 against $6,431.
- Building insurance is identical at $3,650 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Jibbon cumulative | Marley cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,873 | $13,246 | $373 |
| Year 3 | $39,789 | $40,942 | $1,153 |
| Year 5 | $68,345 | $70,325 | $1,980 |
| Year 10 | $147,575 | $151,851 | $4,276 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Jibbon or Marley cheaper to live in?
Jibbon is cheaper to run by car at $12,873 per year versus $13,246 for Marley, a difference of $373 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Jibbon and Marley?
Annual council rates for a house are $1,617 in Jibbon (Sutherland rates (OLG) and $1,617 in Marley (Sutherland rates (OLG). Water and sewerage adds $1,548 in Jibbon and $1,548 in Marley. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Jibbon and Marley?
Annual driving commute costs are $6,058 from Jibbon and $6,431 from Marley to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Jibbon and $2,400 from Marley.
What is the 10-year cost difference between Jibbon and Marley?
At 3% annual cost growth, Jibbon costs a cumulative $147,575 and Marley costs $151,851 over 10 years by car. The cumulative difference is $4,276 in favour of Jibbon. Excludes purchase price, mortgage, and personal expenses.
Which of Jibbon and Marley is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Sutherland rates (OLG and Sutherland rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.