Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Marley
28.7 km from CBD
Home  ·  Suburbs  ·  Marley

True annual cost of living in Marley, NSW 2232

Living in a house in Marley costs about $13,246 a year: council rates, water and sewerage, commute and home insurance combined. Marley sits 28.7 kilometres from Sydney CBD. Unit costs come in at $12,536, as lower council rates more than offset the $2,100 body corporate levy. At 28.7km from the CBD, transport mode shifts the annual total by $4,031. The gap widens as commute costs rise.

Last updated July 2026 · Sutherland Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 12% more to run than the Sutherland average, cheaper than only 2% of suburbs in the region.
The commute is the biggest expense at $6,431, roughly 49% of the annual total.
Flood and bushfire risk are rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$13,246
Driving · per year
$1,104/month
Lower cost
Unit annual cost
$12,536
Incl. body corporate
$1,045/month
House vs unit difference
−$710
Unit is cheaper per year

Annual cost breakdown

Council rates
Sutherland rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,617
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 28.7km from CBD · 192 days
$6,431
Home insurance
Estimated · flood High · fire High
$3,650
Total annual running cost
$13,246
($1,104/month)
↑ 12% above Sutherland average
SuburbCost affordability score ●○○○○ 2.5/10 Poor
Cheaper to run than 2% of Sutherland suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Marley's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Marley

within a 2 km walk
Nearest stop
Bundeena, 4,365 m away, about a 55 minute walk. It is a ferry stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Marley with another suburb

Frequently asked questions about Marley

Is it cheaper to drive or take public transport from Marley to the CBD?

Public transport saves Marley residents $4,031 per year. Annual commute cost by car is $6,431 versus $2,400 by public transport using the Opal network.

What are the council rates in Marley?

Marley falls under Sutherland Council. The average residential rate for 2026-27 is $1,617 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,617 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Marley?

Running a unit in Marley costs approximately $12,536 per year by car or $8,505 by public transport. This includes council rates of $1,617, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $840. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Marley close to public transport?

The nearest scheduled service to the centre of Marley is Bundeena, a ferry stop about 4,365 m away, about a 55 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Marley?

Within a 2 km walk of the centre of Marley there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Sutherland rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.