Kents Lagoon vs Silverdale: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Kents Lagoon and Silverdale are both Scenic Rim Regional Council suburbs, sitting 37 km and 63 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Silverdale runs $2,196 a year cheaper than Kents Lagoon, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $25,175.
Over 10 years, Silverdale costs about $25,200 less to run than Kents Lagoon — the same as paying $25,200 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Kents Lagoon
Silverdale
Annual cost breakdown
| Category | Kents Lagoon | Silverdale | Difference |
|---|---|---|---|
| Council rates | $1,376 | $1,376 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $6,720 | $4,524 | +$2,196 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,400 | $1,700 | -$300 |
| Total (driving) | $13,096 | $10,900 | +$2,196 |
| Total (public transport) | $6,568 | $6,568 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Kents Lagoon | Silverdale | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Kents Lagoon vs Silverdale (2026-27)
What the numbers show
Silverdale costs $2,196 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $25,175 in favour of Silverdale.
The biggest single gap is commute costs at $2,196 per year. Silverdale is 63 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,568 and $6,568 a year, so the $2,196 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Kents Lagoon cumulative | Silverdale cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,096 | $10,900 | $2,196 |
| Year 3 | $40,478 | $33,691 | $6,787 |
| Year 5 | $69,528 | $57,870 | $11,658 |
| Year 10 | $150,131 | $124,956 | $25,175 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Kents Lagoon or Silverdale cheaper to live in?
Silverdale is cheaper to run by car at $10,900 per year versus $13,096 for Kents Lagoon, a difference of $2,196 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Kents Lagoon and Silverdale?
Annual council rates for a house are $1,376 in Kents Lagoon (Scenic Rim Regional Council) and $1,376 in Silverdale (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Kents Lagoon and $1,900 in Silverdale. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Kents Lagoon and Silverdale?
Annual driving commute costs are $6,720 from Kents Lagoon and $4,524 from Silverdale to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Kents Lagoon and $192 from Silverdale.
What is the 10-year cost difference between Kents Lagoon and Silverdale?
At 3% annual cost growth, Kents Lagoon costs a cumulative $150,131 and Silverdale costs $124,956 over 10 years by car. The cumulative difference is $25,175 in favour of Silverdale. Excludes purchase price, mortgage, and personal expenses.
Which of Kents Lagoon and Silverdale is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.