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63.0 km from CBD
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True annual cost of living in Silverdale, QLD 4307

Living in a house in Silverdale costs about $10,900 a year: council rates, water and sewerage, commute and home insurance combined. Silverdale sits 63.0 kilometres from Brisbane CBD. Unit costs come in at $10,200, as lower council rates more than offset the $1,700 body corporate levy. At 63.0km, the commute dominates running costs. Drivers pay $4,332 more per year than public transport users.

Last updated July 2026 · Scenic Rim Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 84% of Scenic Rim Regional Council suburbs, about 19% below the regional average.
The commute is the biggest expense at $4,524, roughly 42% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$10,900
Driving · per year
$908/month
Lower cost
Unit annual cost
$10,200
Incl. body corporate
$850/month
House vs unit difference
−$700
Unit is cheaper per year
Annual cost breakdown
Council rates
Scenic Rim Regional Council 2026-27 · minimum rate
$1,376
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 88c/km · 63.0km from CBD · 192 days
$4,524
Home insurance
Estimated · flood Low · fire High
$3,100
Total annual running cost
$10,900
($908/month)
↓ 19% below Scenic Rim Regional Council average
SuburbCost affordability score ●●●○○ 6.4/10 Average
Cheaper to run than 84% of Scenic Rim Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Silverdale's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Silverdale with another suburb
Is it cheaper to drive or take public transport from Silverdale to the CBD?
Public transport saves Silverdale residents $4,332 per year. Annual commute cost by car is $4,524 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Silverdale?
Silverdale falls under Scenic Rim Regional Council. The minimum residential general rate for 2026-27 is $1,376 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,376 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Silverdale?
Running a unit in Silverdale costs approximately $10,200 per year by car or $5,868 by public transport. This includes council rates of $1,376, water and sewerage $1,900, estimated body corporate levy of $1,700, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Scenic Rim Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.