Leonay vs Regentville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Leonay and Regentville are both Penrith rates (OLG suburbs, sitting 53.4 km and 51.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $114 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Leonay
Regentville
Annual cost breakdown
| Category | Leonay | Regentville | Difference |
|---|---|---|---|
| Council rates | $1,604 | $1,604 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,205 | $6,391 | -$186 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,600 | $2,300 | +$300 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,957 | $11,843 | +$114 |
| Total (public transport) | $8,152 | $7,852 | +$300 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Leonay | Regentville | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Leonay vs Regentville (2026-27)
What the numbers show
Leonay and Regentville cost within $114 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,307, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $300 per year. Leonay carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $300 per year, $8,152 from Leonay versus $7,852 from Regentville.
Where the difference actually comes from
- Council rates is identical at $1,604 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Leonay by $186 a year, $6,205 against $6,391.
- Building insurance favours Regentville by $300 a year, $2,300 against $2,600.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Leonay against low in Regentville, which feeds the insurance estimate. The catchment state school scores 7.2 in Leonay against 6.1 in Regentville, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Leonay cumulative | Regentville cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,957 | $11,843 | $114 |
| Year 3 | $36,958 | $36,606 | $352 |
| Year 5 | $63,481 | $62,876 | $605 |
| Year 10 | $137,074 | $135,767 | $1,307 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Leonay or Regentville cheaper to live in?
Regentville is cheaper to run by car at $11,843 per year versus $11,957 for Leonay, a difference of $114 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Leonay and Regentville?
Annual council rates for a house are $1,604 in Leonay (Penrith rates (OLG) and $1,604 in Regentville (Penrith rates (OLG). Water and sewerage adds $1,548 in Leonay and $1,548 in Regentville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Leonay and Regentville?
Annual driving commute costs are $6,205 from Leonay and $6,391 from Regentville to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Leonay and $2,400 from Regentville.
What is the 10-year cost difference between Leonay and Regentville?
At 3% annual cost growth, Leonay costs a cumulative $137,074 and Regentville costs $135,767 over 10 years by car. The cumulative difference is $1,307 in favour of Regentville. Excludes purchase price, mortgage, and personal expenses.
Which of Leonay and Regentville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Penrith rates (OLG and Penrith rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.