Logan Reserve vs Waterford West: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Logan Reserve and Waterford West are both Logan City Council suburbs, sitting 28.7 km and 26.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $108 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Logan Reserve
Waterford West
Annual cost breakdown
| Category | Logan Reserve | Waterford West | Difference |
|---|---|---|---|
| Council rates | $1,816 | $1,816 | - |
| Water & sewerage | $2,149 | $2,149 | - |
| Commute (driving) | $6,219 | $6,011 | +$208 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,700 | $2,800 | -$100 |
| Body corporate (unit) | $2,200 | $2,200 | - |
| Total (driving) | $12,884 | $12,776 | +$108 |
| Total (public transport) | $6,857 | $6,957 | -$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Logan Reserve | Waterford West | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Logan Reserve vs Waterford West (2026-27)
What the numbers show
Logan Reserve and Waterford West cost within $108 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,238, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $208 per year. Logan Reserve is 28.7 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,857 and $6,957 a year, so the $108 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Logan Reserve cumulative | Waterford West cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,884 | $12,776 | $108 |
| Year 3 | $39,823 | $39,489 | $334 |
| Year 5 | $68,403 | $67,830 | $573 |
| Year 10 | $147,701 | $146,463 | $1,238 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Logan Reserve or Waterford West cheaper to live in?
Waterford West is cheaper to run by car at $12,776 per year versus $12,884 for Logan Reserve, a difference of $108 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Logan Reserve and Waterford West?
Annual council rates for a house are $1,816 in Logan Reserve (Logan City Council) and $1,816 in Waterford West (Logan City Council). Water and sewerage adds $2,149 in Logan Reserve and $2,149 in Waterford West. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Logan Reserve and Waterford West?
Annual driving commute costs are $6,219 from Logan Reserve and $6,011 from Waterford West to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Logan Reserve and $192 from Waterford West.
What is the 10-year cost difference between Logan Reserve and Waterford West?
At 3% annual cost growth, Logan Reserve costs a cumulative $147,701 and Waterford West costs $146,463 over 10 years by car. The cumulative difference is $1,238 in favour of Waterford West. Excludes purchase price, mortgage, and personal expenses.
Which of Logan Reserve and Waterford West is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.