Loganlea vs Waterford West: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Loganlea and Waterford West are both Logan City Council suburbs, sitting 25.4 km and 26.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Loganlea runs $1,158 a year cheaper than Waterford West, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $13,275.
Over 10 years, Loganlea costs about $13,300 less to run than Waterford West — the same as paying $13,300 less for the home. It's the cost no listing shows you.
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Waterford West
Annual cost breakdown
| Category | Loganlea | Waterford West | Difference |
|---|---|---|---|
| Council rates | $1,699 | $1,699 | - |
| Water & sewerage | $2,149 | $2,149 | - |
| Commute (driving) | $6,058 | $6,216 | -$158 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,800 | $2,800 | -$1,000 |
| Body corporate (unit) | $2,200 | $2,200 | - |
| Total (driving) | $11,706 | $12,864 | -$1,158 |
| Total (public transport) | $5,840 | $6,840 | -$1,000 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Loganlea | Waterford West | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Loganlea vs Waterford West (2026-27)
What the numbers show
Loganlea costs $1,158 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $13,275 in favour of Loganlea.
The biggest single gap is home insurance at $1,000 per year.
On public transport the gap is $1,000 per year, $5,840 from Loganlea versus $6,840 from Waterford West.
Where the difference actually comes from
- Council rates is identical at $1,699 a year.
- Water and sewerage is identical at $2,149 a year.
- Driving commute favours Loganlea by $158 a year, $6,058 against $6,216.
- Building insurance favours Loganlea by $1,000 a year, $1,800 against $2,800.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Waterford West against medium in Loganlea, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Loganlea cumulative | Waterford West cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,706 | $12,864 | $1,158 |
| Year 3 | $36,182 | $39,761 | $3,579 |
| Year 5 | $62,149 | $68,297 | $6,148 |
| Year 10 | $134,196 | $147,471 | $13,275 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Loganlea or Waterford West cheaper to live in?
Loganlea is cheaper to run by car at $11,706 per year versus $12,864 for Waterford West, a difference of $1,158 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Loganlea and Waterford West?
Annual council rates for a house are $1,699 in Loganlea (Logan City Council) and $1,699 in Waterford West (Logan City Council). Water and sewerage adds $2,149 in Loganlea and $2,149 in Waterford West. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Loganlea and Waterford West?
Annual driving commute costs are $6,058 from Loganlea and $6,216 from Waterford West to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Loganlea and $192 from Waterford West.
What is the 10-year cost difference between Loganlea and Waterford West?
At 3% annual cost growth, Loganlea costs a cumulative $134,196 and Waterford West costs $147,471 over 10 years by car. The cumulative difference is $13,275 in favour of Loganlea. Excludes purchase price, mortgage, and personal expenses.
Which of Loganlea and Waterford West is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.