Manar vs Warri: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Manar and Warri are both Queanbeyan-Palerang Regional rates (OLG suburbs, sitting 210.1 km and 212.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Manar runs $400 a year cheaper than Warri, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,586.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Manar
Warri
Annual cost breakdown
| Category | Manar | Warri | Difference |
|---|---|---|---|
| Council rates | $1,805 | $1,805 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,400 | -$400 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,705 | $23,105 | -$400 |
| Total (public transport) | $7,505 | $7,905 | -$400 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Manar | Warri | Difference |
|---|---|---|---|
| House | $2,554 | $2,554 | - |
| Unit | $2,020 | $2,020 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Manar vs Warri (2026-27)
What the numbers show
Manar costs $400 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,586 in favour of Manar.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $7,505 from Manar versus $7,905 from Warri.
10-year cumulative cost projection
| Year | Manar cumulative | Warri cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,705 | $23,105 | $400 |
| Year 3 | $70,179 | $71,415 | $1,236 |
| Year 5 | $120,544 | $122,668 | $2,124 |
| Year 10 | $260,287 | $264,873 | $4,586 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Manar or Warri cheaper to live in?
Manar is cheaper to run by car at $22,705 per year versus $23,105 for Warri, a difference of $400 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Manar and Warri?
Annual council rates for a house are $1,805 in Manar (Queanbeyan-Palerang Regional rates (OLG) and $1,805 in Warri (Queanbeyan-Palerang Regional rates (OLG). Water and sewerage adds $1,300 in Manar and $1,300 in Warri. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Manar and Warri?
Annual driving commute costs are $17,600 from Manar and $17,600 from Warri to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Manar and $2,400 from Warri.
What is the 10-year cost difference between Manar and Warri?
At 3% annual cost growth, Manar costs a cumulative $260,287 and Warri costs $264,873 over 10 years by car. The cumulative difference is $4,586 in favour of Manar. Excludes purchase price, mortgage, and personal expenses.
Which of Manar and Warri is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Queanbeyan-Palerang Regional rates (OLG and Queanbeyan-Palerang Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.