Manar vs Warri: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Manar and Warri are both Queanbeyan-Palerang Regional rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.
Manar runs $400 a year cheaper than Warri, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,585.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Manar
Warri
Annual cost breakdown
| Category | Manar | Warri | Difference |
|---|---|---|---|
| Council rates | $1,805 | $1,805 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $18,200 | $18,200 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,400 | -$400 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,305 | $23,705 | -$400 |
| Total (public transport) | $7,505 | $7,905 | -$400 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Manar | Warri | Difference |
|---|---|---|---|
| House | $3,257 | $3,257 | - |
| Unit | $2,691 | $2,691 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Manar vs Warri (2026-27)
What the numbers show
Manar costs $400 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,585 in favour of Manar.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $7,505 from Manar versus $7,905 from Warri.
Where the difference actually comes from
- Council rates is identical at $1,805 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute is identical at $18,200 a year.
- Building insurance favours Manar by $400 a year, $2,000 against $2,400.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.
Fire risk is rated high in Warri against medium in Manar, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Manar cumulative | Warri cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,305 | $23,705 | $400 |
| Year 3 | $72,033 | $73,270 | $1,237 |
| Year 5 | $123,729 | $125,853 | $2,124 |
| Year 10 | $267,166 | $271,751 | $4,585 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Manar or Warri cheaper to live in?
Manar is cheaper to run by car at $23,305 per year versus $23,705 for Warri, a difference of $400 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Manar and Warri?
Annual council rates for a house are $1,805 in Manar (Queanbeyan-Palerang Regional rates (OLG) and $1,805 in Warri (Queanbeyan-Palerang Regional rates (OLG). Water and sewerage adds $1,300 in Manar and $1,300 in Warri. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Manar and Warri?
Manar carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Warri carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Public transport costs $2,400 from Manar and $2,400 from Warri.
What is the 10-year cost difference between Manar and Warri?
At 3% annual cost growth, Manar costs a cumulative $267,166 and Warri costs $271,751 over 10 years by car. The cumulative difference is $4,585 in favour of Manar. Excludes purchase price, mortgage, and personal expenses.
Which of Manar and Warri is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Queanbeyan-Palerang Regional rates (OLG and Queanbeyan-Palerang Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.