Primrose Valley vs Rossi: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Primrose Valley and Rossi are both Queanbeyan-Palerang Regional rates (OLG suburbs, sitting 241.8 km and 240.1 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Primrose Valley runs $400 a year cheaper than Rossi, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,586.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Primrose Valley
Rossi
Annual cost breakdown
| Category | Primrose Valley | Rossi | Difference |
|---|---|---|---|
| Council rates | $1,805 | $1,805 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,400 | -$400 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,705 | $23,105 | -$400 |
| Total (public transport) | $7,505 | $7,905 | -$400 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Primrose Valley | Rossi | Difference |
|---|---|---|---|
| House | $2,554 | $2,554 | - |
| Unit | $2,020 | $2,020 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Primrose Valley vs Rossi (2026-27)
What the numbers show
Primrose Valley costs $400 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,586 in favour of Primrose Valley.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $7,505 from Primrose Valley versus $7,905 from Rossi.
10-year cumulative cost projection
| Year | Primrose Valley cumulative | Rossi cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,705 | $23,105 | $400 |
| Year 3 | $70,179 | $71,415 | $1,236 |
| Year 5 | $120,544 | $122,668 | $2,124 |
| Year 10 | $260,287 | $264,873 | $4,586 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Primrose Valley or Rossi cheaper to live in?
Primrose Valley is cheaper to run by car at $22,705 per year versus $23,105 for Rossi, a difference of $400 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Primrose Valley and Rossi?
Annual council rates for a house are $1,805 in Primrose Valley (Queanbeyan-Palerang Regional rates (OLG) and $1,805 in Rossi (Queanbeyan-Palerang Regional rates (OLG). Water and sewerage adds $1,300 in Primrose Valley and $1,300 in Rossi. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Primrose Valley and Rossi?
Annual driving commute costs are $17,600 from Primrose Valley and $17,600 from Rossi to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Primrose Valley and $2,400 from Rossi.
What is the 10-year cost difference between Primrose Valley and Rossi?
At 3% annual cost growth, Primrose Valley costs a cumulative $260,287 and Rossi costs $264,873 over 10 years by car. The cumulative difference is $4,586 in favour of Primrose Valley. Excludes purchase price, mortgage, and personal expenses.
Which of Primrose Valley and Rossi is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Queanbeyan-Palerang Regional rates (OLG and Queanbeyan-Palerang Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.