Menangle Park vs Rosemeadow: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Menangle Park and Rosemeadow are both Campbelltown rates (OLG suburbs, sitting 48.6 km and 46.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $177 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Menangle Park
Rosemeadow
Annual cost breakdown
| Category | Menangle Park | Rosemeadow | Difference |
|---|---|---|---|
| Council rates | $1,497 | $1,497 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,446 | $6,569 | -$123 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,150 | $1,850 | +$300 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,641 | $11,464 | +$177 |
| Total (public transport) | $7,595 | $7,295 | +$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Menangle Park | Rosemeadow | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Menangle Park vs Rosemeadow (2026-27)
What the numbers show
Menangle Park and Rosemeadow cost within $177 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,029, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,595 from Menangle Park versus $7,295 from Rosemeadow.
10-year cumulative cost projection
| Year | Menangle Park cumulative | Rosemeadow cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,641 | $11,464 | $177 |
| Year 3 | $35,981 | $35,434 | $547 |
| Year 5 | $61,804 | $60,864 | $940 |
| Year 10 | $133,451 | $131,422 | $2,029 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Menangle Park or Rosemeadow cheaper to live in?
Rosemeadow is cheaper to run by car at $11,464 per year versus $11,641 for Menangle Park, a difference of $177 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Menangle Park and Rosemeadow?
Annual council rates for a house are $1,497 in Menangle Park (Campbelltown rates (OLG) and $1,497 in Rosemeadow (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Menangle Park and $1,548 in Rosemeadow. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Menangle Park and Rosemeadow?
Annual driving commute costs are $6,446 from Menangle Park and $6,569 from Rosemeadow to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Menangle Park and $2,400 from Rosemeadow.
What is the 10-year cost difference between Menangle Park and Rosemeadow?
At 3% annual cost growth, Menangle Park costs a cumulative $133,451 and Rosemeadow costs $131,422 over 10 years by car. The cumulative difference is $2,029 in favour of Rosemeadow. Excludes purchase price, mortgage, and personal expenses.
Which of Menangle Park and Rosemeadow is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.