Menangle Park vs Rosemeadow, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Menangle Park and Rosemeadow are both Campbelltown rates (OLG suburbs, sitting 48.6 km and 46.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $123 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,400, about $3 a week, and most of it is the AI-estimated insurance line.
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Rosemeadow
Annual cost breakdown
| Category | Menangle Park | Rosemeadow | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,497 | $1,497 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,666 | $6,793 | -$127 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $1,600 | +$250 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,561 | $11,438 | +$123 |
| Total (public transport) | $7,295 | $7,045 | +$250 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Menangle Park | Rosemeadow | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Menangle Park vs Rosemeadow (2026-27)
What the numbers show
Menangle Park and Rosemeadow differ by $123 a year by car, but $250 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $127, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $250 per year.
On public transport the gap is $250 per year, $7,295 from Menangle Park versus $7,045 from Rosemeadow.
Where the difference actually comes from
- Council rates is identical at $1,497 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Menangle Park by $127 a year, $6,666 against $6,793.
- Building insurance favours Rosemeadow by $250 a year, $1,600 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Menangle Park against low in Rosemeadow, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Menangle Park cumulative | Rosemeadow cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,561 | $11,438 | $123 |
| Year 3 | $35,734 | $35,354 | $380 |
| Year 5 | $61,379 | $60,726 | $653 |
| Year 10 | $132,534 | $131,124 | $1,410 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Menangle Park or Rosemeadow cheaper to live in?
Neither is named cheaper. Menangle Park runs $11,561 a year by car and Rosemeadow $11,438, but most of the $123 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $127. Source: SuburbCost 2026 data.
What are council rates in Menangle Park and Rosemeadow?
Annual council rates for a house are $1,497 in Menangle Park (Campbelltown rates (OLG) and $1,497 in Rosemeadow (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Menangle Park and $1,548 in Rosemeadow. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Menangle Park and Rosemeadow?
Annual driving commute costs are $6,666 from Menangle Park and $6,793 from Rosemeadow to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Menangle Park and $2,400 from Rosemeadow.
What is the 10-year cost difference between Menangle Park and Rosemeadow?
At 3% annual cost growth, Menangle Park costs a cumulative $132,534 and Rosemeadow costs $131,124 over 10 years by car. The cumulative difference is $1,410 in favour of Rosemeadow. Excludes purchase price, mortgage, and personal expenses.
Which of Menangle Park and Rosemeadow suits you better?
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Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.