Mudgeeraba vs Neranwood: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Mudgeeraba and Neranwood are both City of Gold Coast suburbs, sitting 13.6 km and 16.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Mudgeeraba runs $790 a year cheaper than Neranwood, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $9,057.
Over 10 years, Mudgeeraba costs about $9,100 less to run than Neranwood — the same as paying $9,100 less for the home. It's the cost no listing shows you.
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Neranwood
Annual cost breakdown
| Category | Mudgeeraba | Neranwood | Difference |
|---|---|---|---|
| Council rates | $1,359 | $1,359 | - |
| Water & sewerage | $2,169 | $2,169 | - |
| Commute (driving) | $3,814 | $4,504 | -$690 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,200 | $3,300 | -$100 |
| Body corporate (unit) | $2,800 | $2,200 | +$600 |
| Total (driving) | $10,542 | $11,332 | -$790 |
| Total (public transport) | $6,920 | $7,020 | -$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Mudgeeraba | Neranwood | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Mudgeeraba vs Neranwood (2026-27)
What the numbers show
Mudgeeraba costs $790 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,057 in favour of Mudgeeraba.
The biggest single gap is commute costs at $690 per year. Neranwood is 16.9 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,920 and $7,020 a year, so the $790 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Mudgeeraba cumulative | Neranwood cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,542 | $11,332 | $790 |
| Year 3 | $32,584 | $35,026 | $2,442 |
| Year 5 | $55,969 | $60,163 | $4,194 |
| Year 10 | $120,852 | $129,909 | $9,057 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Mudgeeraba or Neranwood cheaper to live in?
Mudgeeraba is cheaper to run by car at $10,542 per year versus $11,332 for Neranwood, a difference of $790 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Mudgeeraba and Neranwood?
Annual council rates for a house are $1,359 in Mudgeeraba (City of Gold Coast) and $1,359 in Neranwood (City of Gold Coast). Water and sewerage adds $2,169 in Mudgeeraba and $2,169 in Neranwood. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Mudgeeraba and Neranwood?
Annual driving commute costs are $3,814 from Mudgeeraba and $4,504 from Neranwood to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Mudgeeraba and $192 from Neranwood.
What is the 10-year cost difference between Mudgeeraba and Neranwood?
At 3% annual cost growth, Mudgeeraba costs a cumulative $120,852 and Neranwood costs $129,909 over 10 years by car. The cumulative difference is $9,057 in favour of Mudgeeraba. Excludes purchase price, mortgage, and personal expenses.
Which of Mudgeeraba and Neranwood is best to actually live in?
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Sources: City of Gold Coast and City of Gold Coast rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.