True annual cost of living in Mudgeeraba, QLD 4213
Living in a house in Mudgeeraba costs about $9,622 a year: council rates, water and sewerage, commute and home insurance combined. Mudgeeraba sits 13.6 kilometres from Gold Coast CBD. Unit costs reach $10,992, with the $2,800 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $3,752 per year at this distance.
About $185 a week to run a house here, including estimates
Unit annual cost
$10,992
Incl. body corporate
$916/month
About $211 a week to run a unit here, including estimates
House vs unit difference
+$1,370
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 City of Gold Coast
$1,359
Water & sewerage
Official, 2026-27 City of Gold Coast Water & Sewerage
$2,169
Driving commute
Modelled, 2026-27 ATO 91c/km · 13.6km from Gold Coast CBD · 192 days
$3,944
Home insurance
Estimated flood Low · fire High
$2,150
Body corporate
Estimated
$2,800
Total annual running cost
$9,622
($802/month, $185/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).
Near City of Gold Coast average
SuburbCost affordability score ●●●○○5.9/10 Average
Cheaper to run than 72% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Mudgeeraba's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Mudgeeraba
within a 2 km walk
Nearest stop
Robina, 3,837 m away, about a 48 minute walk. It is a train stop.
Nearest hospital
Robina Hospital, 3,688 m away, about a 46 minute walk.
Supermarkets
0
Cafes
0
Parks
11
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Mudgeeraba to Gold Coast CBD?
Public transport saves Mudgeeraba residents $3,752 per year. Annual commute cost by car is $3,944 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mudgeeraba?
Mudgeeraba falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mudgeeraba?
Running a unit in Mudgeeraba costs approximately $10,992 per year by car or $7,240 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $2,800, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Mudgeeraba close to public transport?
The nearest scheduled service to the centre of Mudgeeraba is Robina, a train stop about 3,837 m away, about a 48 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Mudgeeraba?
The closest hospital to the centre of Mudgeeraba is Robina Hospital, about 3,688 m away, about a 46 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Mudgeeraba?
Within a 2 km walk of the centre of Mudgeeraba there are 0 supermarkets, 0 cafes and 11 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.