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13.6 km from CBD
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True annual cost of living in Mudgeeraba, QLD 4213

Living in a house in Mudgeeraba costs about $10,542 a year: council rates, water and sewerage, commute and home insurance combined. Mudgeeraba sits 13.6 kilometres from Brisbane CBD. Unit costs reach $10,862, with the $2,800 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $3,622 per year at this distance.

Last updated July 2026 · City of Gold Coast rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the City of Gold Coast average, cheaper than 54% of suburbs in the region.
The commute is the biggest expense at $3,814, roughly 36% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,542
Driving · per year
$879/month
Unit annual cost
$10,862
Incl. body corporate
$905/month
House vs unit difference
+$320
Unit costs more per year
Annual cost breakdown
Council rates
City of Gold Coast 2026-27 · minimum rate
$1,359
Water & sewerage
City of Gold Coast Water & Sewerage 2026-27
$2,169
Driving commute
ATO 88c/km · 13.6km from CBD · 192 days
$3,814
Home insurance
Estimated · flood Low · fire High
$3,200
Total annual running cost
$10,542
($879/month)
Near City of Gold Coast average
SuburbCost affordability score ●●●○○ 5.0/10 Average
Cheaper to run than 54% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mudgeeraba's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mudgeeraba with another suburb
Is it cheaper to drive or take public transport from Mudgeeraba to the CBD?
Public transport saves Mudgeeraba residents $3,622 per year. Annual commute cost by car is $3,814 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mudgeeraba?
Mudgeeraba falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mudgeeraba?
Running a unit in Mudgeeraba costs approximately $10,862 per year by car or $7,240 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $2,800, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.