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1.6 km from CBD
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True annual cost of living in Southport, QLD 4215

Living in a house in Southport costs about $6,858 a year: council rates, water and sewerage, commute and home insurance combined. Southport sits 1.6 kilometres from Brisbane CBD. Unit costs reach $10,238, with the $5,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · City of Gold Coast rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 99% of City of Gold Coast suburbs, about 36% below the regional average.
Home insurance is the biggest expense at $2,800, roughly 41% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$6,858
Driving · per year
$572/month
Unit annual cost
$10,238
Incl. body corporate
$853/month
House vs unit difference
+$3,380
Unit costs more per year
Annual cost breakdown
Council rates
City of Gold Coast 2026-27 · minimum rate
$1,359
Water & sewerage
City of Gold Coast Water & Sewerage 2026-27
$2,169
Driving commute
ATO 88c/km · 1.6km from CBD · 192 days
$530
Home insurance
Estimated · flood Low · fire High
$2,800
Total annual running cost
$6,858
($572/month)
↓ 36% below City of Gold Coast average
SuburbCost affordability score ●●●●○ 7.1/10 Good
Cheaper to run than 99% of City of Gold Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Southport's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Southport with another suburb
Is it cheaper to drive or take public transport from Southport to the CBD?
Public transport saves Southport residents $338 per year. Annual commute cost by car is $530 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Southport?
Southport falls under City of Gold Coast. The minimum residential general rate for 2026-27 is $1,359 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,359 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Southport?
Running a unit in Southport costs approximately $10,238 per year by car or $9,900 by public transport. This includes council rates of $1,359, water and sewerage $2,169, estimated body corporate levy of $5,500, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: City of Gold Coast 2026-27. Water: City of Gold Coast Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.