Ormiston vs Wellington Point, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Ormiston and Wellington Point are both Redland City Council suburbs, sitting 23.1 km and 21.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $97 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Wellington Point
Annual cost breakdown
| Category | Ormiston | Wellington Point | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,436 | $1,436 | - |
| Water & sewerage Official, 2026-27 | $2,308 | $2,308 | - |
| Commute (driving) Modelled, 2026-27 | $5,741 | $5,494 | +$247 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,150 | $2,300 | -$150 |
| Body corporate (unit) Estimated | $2,800 | $2,800 | - |
| Total (driving) | $11,635 | $11,538 | +$97 |
| Total (public transport) | $6,086 | $6,236 | -$150 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Ormiston | Wellington Point | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Ormiston vs Wellington Point (2026-27)
What the numbers show
Ormiston and Wellington Point cost within $97 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,112, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $247 per year. Ormiston is 23.1 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,086 and $6,236 a year, so the $97 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,436 a year.
- Water and sewerage is identical at $2,308 a year.
- Driving commute favours Wellington Point by $247 a year, $5,494 against $5,741.
- Building insurance favours Ormiston by $150 a year, $2,150 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Ormiston cumulative | Wellington Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,635 | $11,538 | $97 |
| Year 3 | $35,963 | $35,663 | $300 |
| Year 5 | $61,772 | $61,257 | $515 |
| Year 10 | $133,382 | $132,270 | $1,112 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Ormiston or Wellington Point cheaper to live in?
Wellington Point is cheaper to run by car at $11,538 per year versus $11,635 for Ormiston, a difference of $97 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Ormiston and Wellington Point?
Annual council rates for a house are $1,436 in Ormiston (Redland City Council) and $1,436 in Wellington Point (Redland City Council). Water and sewerage adds $2,308 in Ormiston and $2,308 in Wellington Point. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Ormiston and Wellington Point?
Annual driving commute costs are $5,741 from Ormiston and $5,494 from Wellington Point to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Ormiston and $192 from Wellington Point.
What is the 10-year cost difference between Ormiston and Wellington Point?
At 3% annual cost growth, Ormiston costs a cumulative $133,382 and Wellington Point costs $132,270 over 10 years by car. The cumulative difference is $1,112 in favour of Wellington Point. Excludes purchase price, mortgage, and personal expenses.
Which of Ormiston and Wellington Point suits you better?
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Sources: Redland City Council and Redland City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.