Ormiston vs Wellington Point: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Ormiston and Wellington Point are both Redland City Council suburbs, sitting 23.1 km and 21.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $39 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Ormiston
Wellington Point
Annual cost breakdown
| Category | Ormiston | Wellington Point | Difference |
|---|---|---|---|
| Council rates | $1,436 | $1,436 | - |
| Water & sewerage | $2,308 | $2,308 | - |
| Commute (driving) | $5,552 | $5,313 | +$239 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,000 | $3,200 | -$200 |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $12,296 | $12,257 | +$39 |
| Total (public transport) | $6,936 | $7,136 | -$200 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Ormiston | Wellington Point | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Ormiston vs Wellington Point (2026-27)
What the numbers show
Ormiston and Wellington Point cost within $39 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $447, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $239 per year. Ormiston is 23.1 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $200 per year, $6,936 from Ormiston versus $7,136 from Wellington Point.
10-year cumulative cost projection
| Year | Ormiston cumulative | Wellington Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,296 | $12,257 | $39 |
| Year 3 | $38,006 | $37,885 | $121 |
| Year 5 | $65,281 | $65,074 | $207 |
| Year 10 | $140,960 | $140,513 | $447 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Ormiston or Wellington Point cheaper to live in?
Wellington Point is cheaper to run by car at $12,257 per year versus $12,296 for Ormiston, a difference of $39 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Ormiston and Wellington Point?
Annual council rates for a house are $1,436 in Ormiston (Redland City Council) and $1,436 in Wellington Point (Redland City Council). Water and sewerage adds $2,308 in Ormiston and $2,308 in Wellington Point. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Ormiston and Wellington Point?
Annual driving commute costs are $5,552 from Ormiston and $5,313 from Wellington Point to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Ormiston and $192 from Wellington Point.
What is the 10-year cost difference between Ormiston and Wellington Point?
At 3% annual cost growth, Ormiston costs a cumulative $140,960 and Wellington Point costs $140,513 over 10 years by car. The cumulative difference is $447 in favour of Wellington Point. Excludes purchase price, mortgage, and personal expenses.
Which of Ormiston and Wellington Point is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Redland City Council and Redland City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.