Pendle Hill vs Wentworthville, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Pendle Hill and Wentworthville are both Parramatta rates (OLG suburbs, sitting 24.3 km and 22.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $149 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,700, about $3 a week, and most of it is the AI-estimated insurance line.
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Wentworthville
Annual cost breakdown
| Category | Pendle Hill | Wentworthville | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,156 | $1,156 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,912 | $5,711 | +$201 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,500 | $1,850 | -$350 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $10,116 | $10,265 | -$149 |
| Total (public transport) | $6,604 | $6,954 | -$350 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Pendle Hill | Wentworthville | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Pendle Hill vs Wentworthville (2026-27)
What the numbers show
Pendle Hill and Wentworthville differ by $149 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $201, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year. Wentworthville carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $350 per year, $6,604 from Pendle Hill versus $6,954 from Wentworthville.
Where the difference actually comes from
- Council rates is identical at $1,156 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Wentworthville by $201 a year, $5,711 against $5,912.
- Building insurance favours Pendle Hill by $350 a year, $1,500 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Wentworthville against low in Pendle Hill, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Pendle Hill cumulative | Wentworthville cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,116 | $10,265 | $149 |
| Year 3 | $31,268 | $31,728 | $460 |
| Year 5 | $53,707 | $54,498 | $791 |
| Year 10 | $115,969 | $117,677 | $1,708 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Pendle Hill or Wentworthville cheaper to live in?
Neither is named cheaper. Pendle Hill runs $10,116 a year by car and Wentworthville $10,265, but most of the $149 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $201. Source: SuburbCost 2026 data.
What are council rates in Pendle Hill and Wentworthville?
Annual council rates for a house are $1,156 in Pendle Hill (Parramatta rates (OLG) and $1,156 in Wentworthville (Parramatta rates (OLG). Water and sewerage adds $1,548 in Pendle Hill and $1,548 in Wentworthville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Pendle Hill and Wentworthville?
Annual driving commute costs are $5,912 from Pendle Hill and $5,711 from Wentworthville to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Pendle Hill and $2,400 from Wentworthville.
What is the 10-year cost difference between Pendle Hill and Wentworthville?
At 3% annual cost growth, Pendle Hill costs a cumulative $115,969 and Wentworthville costs $117,677 over 10 years by car. The cumulative difference is $1,708 in favour of Pendle Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Pendle Hill and Wentworthville suits you better?
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Sources: Parramatta rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.