Pendle Hill vs Wentworthville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Pendle Hill and Wentworthville are both Parramatta rates (OLG suburbs, sitting 24.3 km and 22.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $249 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Pendle Hill
Wentworthville
Annual cost breakdown
| Category | Pendle Hill | Wentworthville | Difference |
|---|---|---|---|
| Council rates | $1,156 | $1,156 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,912 | $5,711 | +$201 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $2,300 | -$450 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,466 | $10,715 | -$249 |
| Total (public transport) | $6,954 | $7,404 | -$450 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Pendle Hill | Wentworthville | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Pendle Hill vs Wentworthville (2026-27)
What the numbers show
Pendle Hill and Wentworthville cost within $249 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,854, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $450 per year. Wentworthville carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $6,954 from Pendle Hill versus $7,404 from Wentworthville.
Where the difference actually comes from
- Council rates is identical at $1,156 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Wentworthville by $201 a year, $5,711 against $5,912.
- Building insurance favours Pendle Hill by $450 a year, $1,850 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Wentworthville against low in Pendle Hill, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Pendle Hill cumulative | Wentworthville cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,466 | $10,715 | $249 |
| Year 3 | $32,349 | $33,119 | $770 |
| Year 5 | $55,565 | $56,887 | $1,322 |
| Year 10 | $119,981 | $122,835 | $2,854 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Pendle Hill or Wentworthville cheaper to live in?
Pendle Hill is cheaper to run by car at $10,466 per year versus $10,715 for Wentworthville, a difference of $249 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Pendle Hill and Wentworthville?
Annual council rates for a house are $1,156 in Pendle Hill (Parramatta rates (OLG) and $1,156 in Wentworthville (Parramatta rates (OLG). Water and sewerage adds $1,548 in Pendle Hill and $1,548 in Wentworthville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Pendle Hill and Wentworthville?
Annual driving commute costs are $5,912 from Pendle Hill and $5,711 from Wentworthville to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Pendle Hill and $2,400 from Wentworthville.
What is the 10-year cost difference between Pendle Hill and Wentworthville?
At 3% annual cost growth, Pendle Hill costs a cumulative $119,981 and Wentworthville costs $122,835 over 10 years by car. The cumulative difference is $2,854 in favour of Pendle Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Pendle Hill and Wentworthville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Parramatta rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.