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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Pleasure Point vs Voyager Point: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Pleasure Point and Voyager Point are both Liverpool rates (OLG suburbs, sitting 23.6 km and 24.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Pleasure Point is the cheaper suburb to live in

Pleasure Point runs $484 a year cheaper than Voyager Point, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,549.

$484difference per year
$5,549over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Pleasure Point

2172 · Liverpool rates (OLG · 23.6 km from CBD
$11,988
Total annual cost (driving)
Public transport total$8,574
School score7.4/10
Flood & fire riskIn report

Voyager Point

2172 · Liverpool rates (OLG · 24.2 km from CBD
$12,472
Total annual cost (driving)
Public transport total$8,974
School score8.5/10
Flood & fire riskIn report

Annual cost breakdown

CategoryPleasure PointVoyager PointDifference
Council rates$1,376$1,376-
Water & sewerage$1,548$1,548-
Commute (driving)$5,814$5,898-$84
Commute (public transport)$2,400$2,400-
Home insurance$3,250$3,650-$400
Body corporate (unit)$2,300$2,300-
Total (driving)$11,988$12,472-$484
Total (public transport)$8,574$8,974-$400

Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingPleasure PointVoyager PointDifference
House$2,720$2,720-
Unit$2,209$2,209-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Pleasure Point vs Voyager Point (2026-27)

What the numbers show

Pleasure Point costs $484 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,549 in favour of Pleasure Point.

The biggest single gap is home insurance at $400 per year. Voyager Point carries high flood risk, which pushes estimated premiums higher.

On public transport the gap is $400 per year, $8,574 from Pleasure Point versus $8,974 from Voyager Point.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Fire risk is rated high in Voyager Point against medium in Pleasure Point, which feeds the insurance estimate. The catchment state school scores 8.5 in Voyager Point against 7.4 in Pleasure Point, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearPleasure Point cumulativeVoyager Point cumulativeDifference
Year 1$11,988$12,472$484
Year 3$37,054$38,550$1,496
Year 5$63,646$66,216$2,570
Year 10$137,429$142,978$5,549

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Pleasure Point or Voyager Point cheaper to live in?

    Pleasure Point is cheaper to run by car at $11,988 per year versus $12,472 for Voyager Point, a difference of $484 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Pleasure Point and Voyager Point?

    Annual council rates for a house are $1,376 in Pleasure Point (Liverpool rates (OLG) and $1,376 in Voyager Point (Liverpool rates (OLG). Water and sewerage adds $1,548 in Pleasure Point and $1,548 in Voyager Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Pleasure Point and Voyager Point?

    Annual driving commute costs are $5,814 from Pleasure Point and $5,898 from Voyager Point to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Pleasure Point and $2,400 from Voyager Point.

  4. What is the 10-year cost difference between Pleasure Point and Voyager Point?

    At 3% annual cost growth, Pleasure Point costs a cumulative $137,429 and Voyager Point costs $142,978 over 10 years by car. The cumulative difference is $5,549 in favour of Pleasure Point. Excludes purchase price, mortgage, and personal expenses.

Which of Pleasure Point and Voyager Point is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Liverpool rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.