Redbank vs Sancrox: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Redbank and Sancrox are both Port Macquarie-Hastings rates (OLG suburbs, sitting 306.3 km and 307.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Redbank
Sancrox
Annual cost breakdown
| Category | Redbank | Sancrox | Difference |
|---|---|---|---|
| Council rates | $1,370 | $1,370 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,370 | $23,370 | - |
| Total (public transport) | $8,170 | $8,170 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Redbank | Sancrox | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Redbank vs Sancrox (2026-27)
What the numbers show
Redbank and Sancrox cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,170 and $8,170 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Redbank cumulative | Sancrox cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,370 | $23,370 | $0 |
| Year 3 | $72,234 | $72,234 | $0 |
| Year 5 | $124,075 | $124,075 | $0 |
| Year 10 | $267,911 | $267,911 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Redbank or Sancrox cheaper to live in?
Redbank is cheaper to run by car at $23,370 per year versus $23,370 for Sancrox, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Redbank and Sancrox?
Annual council rates for a house are $1,370 in Redbank (Port Macquarie-Hastings rates (OLG) and $1,370 in Sancrox (Port Macquarie-Hastings rates (OLG). Water and sewerage adds $1,300 in Redbank and $1,300 in Sancrox. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Redbank and Sancrox?
Annual driving commute costs are $17,600 from Redbank and $17,600 from Sancrox to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Redbank and $2,400 from Sancrox.
What is the 10-year cost difference between Redbank and Sancrox?
At 3% annual cost growth, Redbank costs a cumulative $267,911 and Sancrox costs $267,911 over 10 years by car. The cumulative difference is $0 in favour of Redbank. Excludes purchase price, mortgage, and personal expenses.
Which of Redbank and Sancrox is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Port Macquarie-Hastings rates (OLG and Port Macquarie-Hastings rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.