South Wentworthville vs Wentworthville, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
South Wentworthville (Cumberland rates (OLG) and Wentworthville (Parramatta rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (22.5 km and 22.9 km).
South Wentworthville runs $483 a year cheaper than Wentworthville, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,537.
Over 10 years the gap between these two is about $5,500, about $11 a week, and most of it is the AI-estimated insurance line.
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Wentworthville
Annual cost breakdown
| Category | South Wentworthville | Wentworthville | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,083 | $1,156 | -$73 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,651 | $5,711 | -$60 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,500 | $1,850 | -$350 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $9,782 | $10,265 | -$483 |
| Total (public transport) | $6,531 | $6,954 | -$423 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | South Wentworthville | Wentworthville | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, South Wentworthville vs Wentworthville (2026-27)
What the numbers show
South Wentworthville and Wentworthville differ by $483 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $133, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year. Wentworthville carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $423 per year, $6,531 from South Wentworthville versus $6,954 from Wentworthville.
Where the difference actually comes from
- Council rates favours South Wentworthville by $73 a year, $1,083 against $1,156.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours South Wentworthville by $60 a year, $5,651 against $5,711.
- Building insurance favours South Wentworthville by $350 a year, $1,500 against $1,850.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Flood risk is rated medium in Wentworthville against low in South Wentworthville, which feeds the insurance estimate. The catchment state school scores 9.1 in Wentworthville against 5.3 in South Wentworthville, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | South Wentworthville cumulative | Wentworthville cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,782 | $10,265 | $483 |
| Year 3 | $30,235 | $31,728 | $1,493 |
| Year 5 | $51,934 | $54,498 | $2,564 |
| Year 10 | $112,140 | $117,677 | $5,537 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is South Wentworthville or Wentworthville cheaper to live in?
Neither is named cheaper. South Wentworthville runs $9,782 a year by car and Wentworthville $10,265, but most of the $483 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $133. Source: SuburbCost 2026 data.
What are council rates in South Wentworthville and Wentworthville?
Annual council rates for a house are $1,083 in South Wentworthville (Cumberland rates (OLG) and $1,156 in Wentworthville (Parramatta rates (OLG). Water and sewerage adds $1,548 in South Wentworthville and $1,548 in Wentworthville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between South Wentworthville and Wentworthville?
Annual driving commute costs are $5,651 from South Wentworthville and $5,711 from Wentworthville to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from South Wentworthville and $2,400 from Wentworthville.
What is the 10-year cost difference between South Wentworthville and Wentworthville?
At 3% annual cost growth, South Wentworthville costs a cumulative $112,140 and Wentworthville costs $117,677 over 10 years by car. The cumulative difference is $5,537 in favour of South Wentworthville. Excludes purchase price, mortgage, and personal expenses.
Which of South Wentworthville and Wentworthville suits you better?
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Sources: Cumberland rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.