South Wentworthville vs Wentworthville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
South Wentworthville (Cumberland rates (OLG) and Wentworthville (Parramatta rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (22.5 km and 22.9 km).
South Wentworthville runs $583 a year cheaper than Wentworthville, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,683.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →South Wentworthville
Wentworthville
Annual cost breakdown
| Category | South Wentworthville | Wentworthville | Difference |
|---|---|---|---|
| Council rates | $1,083 | $1,156 | -$73 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,651 | $5,711 | -$60 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $2,300 | -$450 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,132 | $10,715 | -$583 |
| Total (public transport) | $6,881 | $7,404 | -$523 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | South Wentworthville | Wentworthville | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — South Wentworthville vs Wentworthville (2026-27)
What the numbers show
South Wentworthville costs $583 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,683 in favour of South Wentworthville.
The biggest single gap is home insurance at $450 per year. Wentworthville carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $523 per year, $6,881 from South Wentworthville versus $7,404 from Wentworthville.
Where the difference actually comes from
- Council rates favours South Wentworthville by $73 a year, $1,083 against $1,156.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours South Wentworthville by $60 a year, $5,651 against $5,711.
- Building insurance favours South Wentworthville by $450 a year, $1,850 against $2,300.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Flood risk is rated medium in Wentworthville against low in South Wentworthville, which feeds the insurance estimate. The catchment state school scores 9.1 in Wentworthville against 5.3 in South Wentworthville, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | South Wentworthville cumulative | Wentworthville cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,132 | $10,715 | $583 |
| Year 3 | $31,317 | $33,119 | $1,802 |
| Year 5 | $53,792 | $56,887 | $3,095 |
| Year 10 | $116,152 | $122,835 | $6,683 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is South Wentworthville or Wentworthville cheaper to live in?
South Wentworthville is cheaper to run by car at $10,132 per year versus $10,715 for Wentworthville, a difference of $583 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in South Wentworthville and Wentworthville?
Annual council rates for a house are $1,083 in South Wentworthville (Cumberland rates (OLG) and $1,156 in Wentworthville (Parramatta rates (OLG). Water and sewerage adds $1,548 in South Wentworthville and $1,548 in Wentworthville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between South Wentworthville and Wentworthville?
Annual driving commute costs are $5,651 from South Wentworthville and $5,711 from Wentworthville to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from South Wentworthville and $2,400 from Wentworthville.
What is the 10-year cost difference between South Wentworthville and Wentworthville?
At 3% annual cost growth, South Wentworthville costs a cumulative $116,152 and Wentworthville costs $122,835 over 10 years by car. The cumulative difference is $6,683 in favour of South Wentworthville. Excludes purchase price, mortgage, and personal expenses.
Which of South Wentworthville and Wentworthville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Cumberland rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.