St Lucia vs Yeronga: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
St Lucia and Yeronga are both Brisbane City Council suburbs, sitting 3.9 km and 5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $141 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →St Lucia
Yeronga
Annual cost breakdown
| Category | St Lucia | Yeronga | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $1,297 | $1,638 | -$341 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,100 | $2,900 | +$200 |
| Body corporate (unit) | $3,200 | $3,000 | +$200 |
| Total (driving) | $7,247 | $7,388 | -$141 |
| Total (public transport) | $6,142 | $5,942 | +$200 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | St Lucia | Yeronga | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — St Lucia vs Yeronga (2026-27)
What the numbers show
St Lucia and Yeronga cost within $141 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,616, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $341 per year. Yeronga is 5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $200 per year, $6,142 from St Lucia versus $5,942 from Yeronga.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours St Lucia by $341 a year, $1,297 against $1,638.
- Building insurance favours Yeronga by $200 a year, $2,900 against $3,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | St Lucia cumulative | Yeronga cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,247 | $7,388 | $141 |
| Year 3 | $22,400 | $22,836 | $436 |
| Year 5 | $38,475 | $39,224 | $749 |
| Year 10 | $83,079 | $84,695 | $1,616 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is St Lucia or Yeronga cheaper to live in?
St Lucia is cheaper to run by car at $7,247 per year versus $7,388 for Yeronga, a difference of $141 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in St Lucia and Yeronga?
Annual council rates for a house are $950 in St Lucia (Brisbane City Council) and $950 in Yeronga (Brisbane City Council). Water and sewerage adds $1,900 in St Lucia and $1,900 in Yeronga. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between St Lucia and Yeronga?
Annual driving commute costs are $1,297 from St Lucia and $1,638 from Yeronga to Brisbane CBD (ATO 91c/km). Public transport costs $192 from St Lucia and $192 from Yeronga.
What is the 10-year cost difference between St Lucia and Yeronga?
At 3% annual cost growth, St Lucia costs a cumulative $83,079 and Yeronga costs $84,695 over 10 years by car. The cumulative difference is $1,616 in favour of St Lucia. Excludes purchase price, mortgage, and personal expenses.
Which of St Lucia and Yeronga is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.