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3.9 km from CBD
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True annual cost of living in St Lucia, QLD 4067

St Lucia sits 3.9 kilometres from Brisbane CBD. Annual running costs for a house total $6,772, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $7,072, with the $3,200 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Lower cost
Annual cost — house
$6,772
Driving · per year
$564/month
Annual cost — unit
$7,072
Incl. body corporate
$589/month
House vs unit difference
+$300
Unit costs more per year
Annual cost breakdown
Council rates
Brisbane City Council 2025-26
$1,519
Water & sewerage
Queensland Urban Utilities 2025-26
$1,824
Commute — driving
ATO 88c/km · 3.9km from CBD · 192 days
$329
Home insurance
Estimated — flood High, fire Medium
$3,100
Total annual running cost
$6,772
($564/month)
Near Brisbane City Council average
SuburbCost affordability score ●●●○○ 5.5/10
Compare St Lucia with another suburb
Is it cheaper to drive or take public transport from St Lucia to the CBD?
Public transport saves St Lucia residents $137 per year. Annual commute cost by car is $329 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in St Lucia?
St Lucia falls under Brisbane City Council. The residential general rate for 2025–26 is $1,519 per year for an owner-occupied house. Unit owners in strata schemes pay $999 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in St Lucia?
Running a unit in St Lucia costs approximately $7,072 per year by car or $6,935 by public transport. This includes council rates of $999, water and sewerage $1,824, estimated body corporate levy of $3,200, and contents insurance of $720. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Brisbane City Council 2025-26. Water: Queensland Urban Utilities 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.