Tannas Mount vs Wisemans Creek, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Tannas Mount and Wisemans Creek are both Bathurst Regional rates (OLG suburbs, sitting 23.9 km and 27.7 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Tannas Mount runs $471 a year cheaper than Wisemans Creek, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,400.
Over 10 years, Tannas Mount costs about $5,400 less to run than Wisemans Creek. That's about $10 a week.
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Wisemans Creek
Annual cost breakdown
| Category | Tannas Mount | Wisemans Creek | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,341 | $1,341 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $5,857 | $6,328 | -$471 |
| Commute (public transport) Modelled, 2026-27 | $5,857 | $6,328 | -$471 |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $1,800 | $1,800 | - |
| Total (driving) | $10,348 | $10,819 | -$471 |
| Total (public transport) | $10,348 | $10,819 | -$471 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Tannas Mount | Wisemans Creek | Difference |
|---|---|---|---|
| House | $3,257 | $3,257 | - |
| Unit | $2,691 | $2,691 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Tannas Mount vs Wisemans Creek (2026-27)
What the numbers show
Tannas Mount costs $471 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,400 in favour of Tannas Mount.
The biggest single gap is commute costs at $471 per year. Wisemans Creek is 27.7 km from Bathurst CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $471 per year, $10,348 from Tannas Mount versus $10,819 from Wisemans Creek.
Where the difference actually comes from
- Council rates is identical at $1,341 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Tannas Mount by $471 a year, $5,857 against $6,328.
- Building insurance is identical at $1,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Tannas Mount cumulative | Wisemans Creek cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,348 | $10,819 | $471 |
| Year 3 | $31,985 | $33,440 | $1,455 |
| Year 5 | $54,939 | $57,440 | $2,501 |
| Year 10 | $118,628 | $124,028 | $5,400 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Tannas Mount or Wisemans Creek cheaper to live in?
Tannas Mount is cheaper to run by car at $10,348 per year versus $10,819 for Wisemans Creek, a difference of $471 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Tannas Mount and Wisemans Creek?
Annual council rates for a house are $1,341 in Tannas Mount (Bathurst Regional rates (OLG) and $1,341 in Wisemans Creek (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Tannas Mount and $1,300 in Wisemans Creek. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Tannas Mount and Wisemans Creek?
Annual driving commute costs are $5,857 from Tannas Mount and $6,328 from Wisemans Creek to Bathurst CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Tannas Mount and Wisemans Creek?
At 3% annual cost growth, Tannas Mount costs a cumulative $118,628 and Wisemans Creek costs $124,028 over 10 years by car. The cumulative difference is $5,400 in favour of Tannas Mount. Excludes purchase price, mortgage, and personal expenses.
Which of Tannas Mount and Wisemans Creek suits you better?
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Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.