Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Wisemans Creek
27.7 km from Bathurst CBD
Home  ·  Suburbs  ·  Wisemans Creek

True annual cost of living in Wisemans Creek, NSW 2795

Living in a house in Wisemans Creek costs about $10,969 a year: council rates, water and sewerage, commute and home insurance combined. Wisemans Creek sits 27.7 kilometres from Bathurst CBD. Unit costs reach $11,229, with the $1,800 body corporate levy accounting for the entire difference between the two. At 27.7km from Bathurst CBD, transport mode shifts the annual total by $3,928. The gap widens as commute costs rise.

Last updated July 2026 · Bathurst Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 13% more to run than the Bathurst Regional average, cheaper than only 28% of suburbs in the region.
The commute is the biggest expense at $6,328, roughly 58% of the annual total.
Switching from driving to public transport saves $3,928 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,969
Driving · per year
$914/month
Unit annual cost
$11,229
Incl. body corporate
$936/month
House vs unit difference
+$260
Unit costs more per year

Annual cost breakdown

Council rates
Bathurst Regional rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,341
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 27.7km from Bathurst CBD · 192 days
$6,328
Home insurance
Estimated · flood Low · fire Medium
$2,000
Total annual running cost
$10,969
($914/month)
↑ 13% above Bathurst Regional average
SuburbCost affordability score ●●○○○ 4.7/10 Poor
Cheaper to run than 28% of Bathurst Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Wisemans Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Wisemans Creek

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Wisemans Creek with another suburb

Frequently asked questions about Wisemans Creek

Is it cheaper to drive or take public transport from Wisemans Creek to Bathurst CBD?

Public transport saves Wisemans Creek residents $3,928 per year. Annual commute cost by car is $6,328 versus $2,400 by public transport using the Opal network.

What are the council rates in Wisemans Creek?

Wisemans Creek falls under Bathurst Regional Council. The average residential rate for 2026-27 is $1,341 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,341 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Wisemans Creek?

Running a unit in Wisemans Creek costs approximately $11,229 per year by car or $7,301 by public transport. This includes council rates of $1,341, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Wisemans Creek close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Wisemans Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Wisemans Creek?

Within a 2 km walk of the centre of Wisemans Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Bathurst Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.