Turrella vs Wolli Creek, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Turrella and Wolli Creek are both Bayside rates (OLG suburbs, sitting 9.3 km and 8.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $217 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years, Wolli Creek costs about $2,500 less to run than Turrella. That's about $5 a week.
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Wolli Creek
Annual cost breakdown
| Category | Turrella | Wolli Creek | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,265 | $1,265 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $2,872 | $2,655 | +$217 |
| Commute (public transport) Modelled, 2026-27 | $1,920 | $1,920 | - |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $2,600 | $2,600 | - |
| Total (driving) | $7,535 | $7,318 | +$217 |
| Total (public transport) | $6,583 | $6,583 | - |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Turrella | Wolli Creek | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Turrella vs Wolli Creek (2026-27)
What the numbers show
Turrella and Wolli Creek cost within $217 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,487, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $217 per year. Turrella is 9.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,583 and $6,583 a year, so the $217 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,265 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Wolli Creek by $217 a year, $2,655 against $2,872.
- Building insurance is identical at $1,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Turrella cumulative | Wolli Creek cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,535 | $7,318 | $217 |
| Year 3 | $23,290 | $22,619 | $671 |
| Year 5 | $40,004 | $38,852 | $1,152 |
| Year 10 | $86,380 | $83,893 | $2,487 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Turrella or Wolli Creek cheaper to live in?
Wolli Creek is cheaper to run by car at $7,318 per year versus $7,535 for Turrella, a difference of $217 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Turrella and Wolli Creek?
Annual council rates for a house are $1,265 in Turrella (Bayside rates (OLG) and $1,265 in Wolli Creek (Bayside rates (OLG). Water and sewerage adds $1,548 in Turrella and $1,548 in Wolli Creek. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Turrella and Wolli Creek?
Annual driving commute costs are $2,872 from Turrella and $2,655 from Wolli Creek to Sydney CBD (ATO 91c/km). Public transport costs $1,920 from Turrella and $1,920 from Wolli Creek.
What is the 10-year cost difference between Turrella and Wolli Creek?
At 3% annual cost growth, Turrella costs a cumulative $86,380 and Wolli Creek costs $83,893 over 10 years by car. The cumulative difference is $2,487 in favour of Wolli Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Turrella and Wolli Creek suits you better?
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Sources: Bayside rates (OLG and Bayside rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.