Voyager Point vs Wattle Grove, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Voyager Point and Wattle Grove are both Liverpool rates (OLG suburbs, sitting 24.2 km and 26.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Wattle Grove runs $305 a year cheaper than Voyager Point, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,497.
Over 10 years the gap between these two is about $3,500, about $7 a week, and most of it is the AI-estimated insurance line.
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Wattle Grove
Annual cost breakdown
| Category | Voyager Point | Wattle Grove | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,376 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,898 | $6,193 | -$295 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $2,450 | $1,850 | +$600 |
| Body corporate (unit) Estimated | $2,300 | $2,100 | +$200 |
| Total (driving) | $11,272 | $10,967 | +$305 |
| Total (public transport) | $7,774 | $7,174 | +$600 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Voyager Point | Wattle Grove | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Voyager Point vs Wattle Grove (2026-27)
What the numbers show
Voyager Point and Wattle Grove differ by $305 a year by car, but $600 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $295, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $600 per year. Voyager Point carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $600 per year, $7,774 from Voyager Point versus $7,174 from Wattle Grove.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Voyager Point by $295 a year, $5,898 against $6,193.
- Building insurance favours Wattle Grove by $600 a year, $1,850 against $2,450.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Voyager Point against medium in Wattle Grove, which feeds the insurance estimate. Fire risk is rated high in Voyager Point against low in Wattle Grove, which feeds the insurance estimate. The catchment state school scores 8.5 in Voyager Point against 6.9 in Wattle Grove, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Voyager Point cumulative | Wattle Grove cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,272 | $10,967 | $305 |
| Year 3 | $34,841 | $33,898 | $943 |
| Year 5 | $59,845 | $58,225 | $1,620 |
| Year 10 | $129,221 | $125,724 | $3,497 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Voyager Point or Wattle Grove cheaper to live in?
Neither is named cheaper. Voyager Point runs $11,272 a year by car and Wattle Grove $10,967, but most of the $305 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $295. Source: SuburbCost 2026 data.
What are council rates in Voyager Point and Wattle Grove?
Annual council rates for a house are $1,376 in Voyager Point (Liverpool rates (OLG) and $1,376 in Wattle Grove (Liverpool rates (OLG). Water and sewerage adds $1,548 in Voyager Point and $1,548 in Wattle Grove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Voyager Point and Wattle Grove?
Annual driving commute costs are $5,898 from Voyager Point and $6,193 from Wattle Grove to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Voyager Point and $2,400 from Wattle Grove.
What is the 10-year cost difference between Voyager Point and Wattle Grove?
At 3% annual cost growth, Voyager Point costs a cumulative $129,221 and Wattle Grove costs $125,724 over 10 years by car. The cumulative difference is $3,497 in favour of Wattle Grove. Excludes purchase price, mortgage, and personal expenses.
Which of Voyager Point and Wattle Grove suits you better?
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Sources: Liverpool rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.