Can this calculate my exact rates notice?

Not the notice itself, but it can estimate the general rate on it. Enter the land value from your valuation notice and it applies Cessnock Council's own 2026-27 rate in the dollar and base amount, for the rating category you choose from your notice, with the working shown. It includes any special rate the council charges on every property and excludes waste and other separate charges, so the council's notice remains the only exact figure.

What else should I budget for beyond rates in Cessnock Council?

Across the 54 suburbs in this council area, water and sewerage averages $1,377 a year, the modelled driving commute $7,358 and building insurance $2,381. Rates are the smallest of the four.

Home · Council rates · Cessnock Council · Calculator

Rates calculator · NSW · 2026-27

Cessnock Council rates calculator

$1,458 average residential rate,
OLG data uplifted by the IPART rate peg

Direct answer

Council rates in the Cessnock Council area are $1,458 a year for 2026-27, being the average residential rate. Across the 54 suburbs in this council area the full annual running cost averages $12,574 once water ($1,377), the driving commute ($7,358) and building insurance ($2,381) are counted. Pick your suburb below for its own figures.

Estimate your annual cost

$0 estimated total a year

Cost	Per year

Building insurance and body corporate are AI-estimated, marked est in the table. Council rates, water and the commute model come from the sources below.

Compare this suburb with another

The four costs above are the ones we can source. The free report adds the ten-year projection, flood and fire risk ratings, school catchments and crime, side by side for two suburbs.

Or type any Cessnock Council suburb Your email

Free, no obligation. We'll never share your email and you can unsubscribe anytime.

Or see the full Cessnock Council suburb breakdown →

What this calculator can and cannot tell you

New South Wales figures are the average residential rate published by the Office of Local Government, uplifted by this council's IPART rate peg for 2026-27. It is a typical bill rather than a floor, so an individual notice sits either side of it depending on land value. For Cessnock Council that average is $1,458.

It can estimate the general rate on your notice, not reproduce the notice. Leave the value blank and the rates line is the council's own published residential figure for 2026-27. Enter the land value from your valuation notice and it becomes Cessnock Council's 2026-27 rate in the dollar applied to that value, plus its base amount, for the rating category printed on your notice, with the sum shown so you can check it. It covers the general rate and any special rate the council charges on every property, not waste or other separate charges.

Water and sewerage is the 2025-26 figure for the relevant utility. The driving commute is modelled at the ATO 2026-27 rate of 91 cents per kilometre, with trip frequency tapering as distance rises, and is a commute estimate rather than total household driving. Building insurance and body corporate are AI-estimated and labelled as estimates wherever they appear. No property prices, land valuations or capital growth figures appear anywhere on SuburbCost.

See how Cessnock Council compares with neighbouring councils, or every QLD and NSW council ranked.

Cite this data

SuburbCost data is free to cite with attribution. Please link to this page as the source.

Cessnock Council average residential rate 2026-27: $1,458. SuburbCost, suburbcost.com.au, July 2026. https://www.suburbcost.com.au/council-rates/cessnock-calculator

Last updated July 2026 · source: Cessnock Council revenue policy (OLG / IPART peg)