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Rate notice · NSW · 2026-27

Upper Hunter Council rates 2026-27

$1,002 average residential rate,
OLG data uplifted by the IPART rate peg

The average residential rate in the Upper Hunter Council area for 2026-27 is $1,002 a year, based on 2024-25 OLG data uplifted to the 2026-27 rate peg. That's 22% below the NSW median of $1,282.

Council rates are usually the smallest of the main running costs. Across Upper Hunter Council suburbs, the average commute costs about $17,600 and insurance about $2,159 a year, with commute often 18 times the rates bill.
Calculate the full cost of living for your suburb in Upper Hunter Council

Where council rates sit in a typical Upper Hunter Council running cost

Council rates
$1,002
Water & sewerage
$1,300
Commute (driving)
$17,600
Insurance
$2,159

Rates are one line on a bigger bill. See the full picture for your suburb.

Last updated July 2026 · source: Upper Hunter Council revenue policy (OLG / IPART peg)

The 2026-27 average residential rate

This is an average across every residential property in the Upper Hunter Council area, not a fixed charge. Individual bills track land value, so a house on a larger or more valuable block pays more than $1,002 and a unit usually pays less. The IPART peg caps how much a council can raise in total rates income, not what any single property pays.

How Upper Hunter Council compares to nearby councils

CouncilResidential ratevs Upper Hunter Council
Muswellbrook Council$965$-37
Liverpool Plains Council$967$-35
Upper Hunter Council (this council)$1,002n/a
Singleton Council$1,341+$339
Dungog Council$1,712+$710

Across NSW, the median average residential rate is $1,282. Upper Hunter Council is 22% below the NSW median of $1,282. These are average rates reported to the NSW Office of Local Government, uplifted by each council's IPART rate peg. Individual properties pay more or less depending on land value.

Your suburb

See what your Upper Hunter Council suburb actually costs to run

Rates are just one line. Get your suburb's full annual cost (rates, water, commute, insurance and electricity) plus a free report with the 10-year total, flood & fire risk, schools and a verdict on where's cheaper to live.

43 Upper Hunter Council suburbs covered · free report, no spam.

Suburbs in the Upper Hunter Council area

Prefer to browse? Upper Hunter Council covers 43 suburbs in SuburbCost, each with council rate, water, commute, insurance and estimated electricity, plus a free report:

Frequently asked questions

What is the average council rate in Upper Hunter Council for 2026-27?

The average residential rate for a home in the Upper Hunter Council area is $1,002 a year for 2026-27. It's the OLG-reported average residential rate for the council, uplifted by its IPART rate peg. Individual properties pay more or less depending on land value.

How do Upper Hunter Council rates compare to nearby councils?

Upper Hunter Council's average residential rate of $1,002 is 22% below the NSW median of $1,282. Nearby, Muswellbrook Council charges $965 and Liverpool Plains Council charges $967.

Why does SuburbCost show an average rate for NSW councils?

NSW councils don't publish a single minimum rate the way Queensland councils do. Instead we use the average residential rate each council reports to the NSW Office of Local Government, uplifted by that council's IPART rate peg for 2026-27.

Rates change every July

Get Upper Hunter Council's updated rate and see how it compares when the 2027-28 figures land. One email a year, no spam.

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