NSW council rate pegs for 2027-28
Published 28 October 2026. Source: IPART, Information Paper, Rate pegs for NSW councils for 2027-28, 13 October 2026.
IPART set the NSW council rate pegs for 2027-28 on 13 October 2026. Core rate pegs range from 3.7% to 5.4%, and once each council's population factor is added the final pegs range from 3.7% to 6.6%. The median final peg across the 126 councils here is 4.3%. The pegs apply from 1 July 2027 and cap how much each council's total rates income can grow, not any one household's bill.
What the 2027-28 rate peg means for your rates bill
The rate peg is the most a council's total general income from rates can increase in a year. It is not a cap on each bill. How the increase lands on a household depends on its land valuation, its rating category and how the council structures its rates, so some bills rise by more than the peg and some by less.
Councils that want more than the peg can apply to IPART for a special variation. 7 councils already have one approved for 2027-28: Ballina, Blacktown, Glen Innes Severn, Hawkesbury, North Sydney, Upper Hunter and Uralla. For them the special variation replaces the rate peg.
Highest 2027-28 rate pegs
The highest final peg is Coolamon at 6.6%, then Wollondilly (5.7%), Carrathool (5.5%), Hay (5.5%) and Strathfield (5.5%). High final pegs mostly come from the population factor, which lets growing councils raise more so that rates income keeps pace with new residents.
Greater Sydney rate pegs for 2027-28
Across the 32 Greater Sydney councils the final peg runs from 3.9% in Penrith to 5.5% in Strathfield, with a median of 4.6%. The last column shows the peg applied to each council's 2026-27 average residential rate, as an illustration only: no household's bill changes by exactly that amount.
| Council | Core peg | Population factor | Final peg | 2026-27 average rate | Peg on the average rate |
|---|---|---|---|---|---|
| Strathfield | 4.2% | 1.3% | 5.5% | $1,309 | +$72 |
| The Hills | 3.9% | 1.4% | 5.3% | $1,261 | +$67 |
| Liverpool | 3.9% | 1.3% | 5.2% | $1,376 | +$72 |
| Canterbury-Bankstown | 4.0% | 1.0% | 5.0% | $1,377 | +$69 |
| Camden | 3.8% | 1.1% | 4.9% | $1,573 | +$77 |
| Blacktown | 3.9% | 0.9% | 4.8% SV | $1,360 | N/A |
| Burwood | 3.8% | 1.0% | 4.8% | $1,731 | +$83 |
| Mosman | 4.5% | 0.3% | 4.8% | $1,766 | +$85 |
| Waverley | 4.2% | 0.6% | 4.8% | $1,344 | +$65 |
| Inner West | 3.9% | 0.8% | 4.7% | $1,401 | +$66 |
| Parramatta | 3.8% | 0.9% | 4.7% | $1,156 | +$54 |
| Randwick | 3.9% | 0.8% | 4.7% | $1,723 | +$81 |
| Woollahra | 4.7% | 0.0% | 4.7% | $1,894 | +$89 |
| Bayside | 3.8% | 0.8% | 4.6% | $1,265 | +$58 |
| Georges River | 3.9% | 0.7% | 4.6% | $1,447 | +$67 |
| Lane Cove | 4.0% | 0.6% | 4.6% | $1,502 | +$69 |
| Willoughby | 3.9% | 0.7% | 4.6% | $1,341 | +$62 |
| Cumberland | 3.9% | 0.6% | 4.5% | $1,083 | +$49 |
| Hornsby | 4.2% | 0.3% | 4.5% | $1,541 | +$69 |
| Ryde | 4.0% | 0.5% | 4.5% | $1,278 | +$58 |
| Canada Bay | 4.4% | 0.0% | 4.4% | $1,268 | +$56 |
| Sutherland | 3.8% | 0.6% | 4.4% | $1,617 | +$71 |
| Blue Mountains | 3.9% | 0.4% | 4.3% | $2,157 | +$93 |
| Campbelltown | 4.0% | 0.3% | 4.3% | $1,497 | +$64 |
| Northern Beaches | 4.0% | 0.3% | 4.3% | $1,766 | +$76 |
| Fairfield | 3.9% | 0.3% | 4.2% | $1,030 | +$43 |
| Ku-ring-gai | 4.1% | 0.1% | 4.2% | $2,189 | +$92 |
| North Sydney | 4.0% | 0.2% | 4.2% SV | $1,327 | N/A |
| Sydney | 3.7% | 0.4% | 4.1% | $924 | +$38 |
| Hawkesbury | 3.7% | 0.3% | 4.0% SV | $1,848 | N/A |
| Hunters Hill | 4.0% | 0.0% | 4.0% | $2,446 | +$98 |
| Penrith | 3.9% | 0.0% | 3.9% | $1,604 | +$63 |
That's your council's rates. Now see what a home in your suburb costs to run each year →
SV: approved special variation for 2027-28, which replaces the rate peg. Average rate: the council's 2026-27 average residential rate on SuburbCost (Office of Local Government average, lifted by the 2026-27 peg or special variation).
Every NSW council's 2027-28 rate peg
| Council | Core peg | Population factor | Final peg |
|---|---|---|---|
| Albury | 3.8% | 0.5% | 4.3% |
| Armidale Regional | 3.9% | 0.0% | 3.9% |
| Ballina | 3.7% | 0.6% | 4.3% SV |
| Balranald | 4.5% | 0.0% | 4.5% |
| Bathurst Regional | 3.9% | 0.6% | 4.5% |
| Bayside | 3.8% | 0.8% | 4.6% |
| Bega Valley | 3.7% | 0.4% | 4.1% |
| Bellingen | 4.4% | 0.0% | 4.4% |
| Berrigan | 4.1% | 0.3% | 4.4% |
| Blacktown | 3.9% | 0.9% | 4.8% SV |
| Blayney | 3.8% | 0.7% | 4.5% |
| Blue Mountains | 3.9% | 0.4% | 4.3% |
| Bogan | 4.5% | 0.0% | 4.5% |
| Bourke | 4.7% | 0.0% | 4.7% |
| Brewarrina | 5.2% | 0.0% | 5.2% |
| Burwood | 3.8% | 1.0% | 4.8% |
| Byron | 3.7% | 1.1% | 4.8% |
| Cabonne | 3.9% | 0.0% | 3.9% |
| Camden | 3.8% | 1.1% | 4.9% |
| Campbelltown | 4.0% | 0.3% | 4.3% |
| Canada Bay | 4.4% | 0.0% | 4.4% |
| Canterbury-Bankstown | 4.0% | 1.0% | 5.0% |
| Carrathool | 4.4% | 1.1% | 5.5% |
| Central Coast | 3.9% | 0.4% | 4.3% |
| Central Darling | 5.4% | 0.0% | 5.4% |
| Cessnock | 3.7% | 0.9% | 4.6% |
| Clarence Valley | 3.7% | 1.2% | 4.9% |
| Cobar | 4.0% | 0.0% | 4.0% |
| Coffs Harbour | 3.8% | 0.2% | 4.0% |
| Coolamon | 4.4% | 2.2% | 6.6% |
| Coonamble | 4.4% | 0.3% | 4.7% |
| Cootamundra-Gundagai Regional | 4.0% | 0.0% | 4.0% |
| Cowra | 3.8% | 0.0% | 3.8% |
| Cumberland | 3.9% | 0.6% | 4.5% |
| Dubbo Regional | 3.8% | 0.0% | 3.8% |
| Dungog | 3.8% | 1.5% | 5.3% |
| Edward River | 4.0% | 0.0% | 4.0% |
| Eurobodalla | 3.8% | 0.2% | 4.0% |
| Fairfield | 3.9% | 0.3% | 4.2% |
| Federation | 4.1% | 0.5% | 4.6% |
| Forbes | 3.9% | 0.0% | 3.9% |
| Georges River | 3.9% | 0.7% | 4.6% |
| Gilgandra | 4.4% | 0.0% | 4.4% |
| Glen Innes Severn | 4.0% | 0.0% | 4.0% SV |
| Goulburn Mulwaree | 3.7% | 0.0% | 3.7% |
| Greater Hume | 4.1% | 0.1% | 4.2% |
| Griffith | 3.8% | 0.0% | 3.8% |
| Gunnedah | 3.8% | 0.3% | 4.1% |
| Gwydir | 3.9% | 1.0% | 4.9% |
| Hawkesbury | 3.7% | 0.3% | 4.0% SV |
| Hay | 4.5% | 1.0% | 5.5% |
| Hilltops | 4.0% | 0.0% | 4.0% |
| Hornsby | 4.2% | 0.3% | 4.5% |
| Hunters Hill | 4.0% | 0.0% | 4.0% |
| Inner West | 3.9% | 0.8% | 4.7% |
| Inverell | 3.9% | 0.0% | 3.9% |
| Junee | 4.0% | 0.0% | 4.0% |
| Kempsey | 3.7% | 0.0% | 3.7% |
| Kiama | 3.7% | 0.0% | 3.7% |
| Ku-ring-gai | 4.1% | 0.1% | 4.2% |
| Kyogle | 3.9% | 0.0% | 3.9% |
| Lachlan | 4.0% | 0.0% | 4.0% |
| Lake Macquarie | 3.9% | 0.5% | 4.4% |
| Lane Cove | 4.0% | 0.6% | 4.6% |
| Leeton | 4.0% | 0.0% | 4.0% |
| Lismore | 3.9% | 0.0% | 3.9% |
| Lithgow | 3.8% | 0.0% | 3.8% |
| Liverpool | 3.9% | 1.3% | 5.2% |
| Liverpool Plains | 3.9% | 0.0% | 3.9% |
| Lockhart | 4.5% | 0.5% | 5.0% |
| Maitland | 3.7% | 1.0% | 4.7% |
| Mid-Coast | 3.7% | 0.5% | 4.2% |
| Mid-Western Regional | 3.7% | 0.1% | 3.8% |
| Moree Plains | 3.9% | 0.0% | 3.9% |
| Mosman | 4.5% | 0.3% | 4.8% |
| Murray River | 3.8% | 1.5% | 5.3% |
| Murrumbidgee | 4.5% | 0.0% | 4.5% |
| Muswellbrook | 3.8% | 0.0% | 3.8% |
| Nambucca Valley | 3.9% | 0.4% | 4.3% |
| Narrabri | 3.9% | 0.0% | 3.9% |
| Narrandera | 3.9% | 0.2% | 4.1% |
| Narromine | 4.0% | 0.0% | 4.0% |
| Newcastle | 3.8% | 0.9% | 4.7% |
| North Sydney | 4.0% | 0.2% | 4.2% SV |
| Northern Beaches | 4.0% | 0.3% | 4.3% |
| Oberon | 4.1% | 0.0% | 4.1% |
| Orange | 3.8% | 0.0% | 3.8% |
| Parkes | 3.9% | 0.0% | 3.9% |
| Parramatta | 3.8% | 0.9% | 4.7% |
| Penrith | 3.9% | 0.0% | 3.9% |
| Port Macquarie-Hastings | 3.7% | 0.5% | 4.2% |
| Port Stephens | 3.8% | 0.4% | 4.2% |
| Queanbeyan-Palerang Regional | 3.9% | 1.1% | 5.0% |
| Randwick | 3.9% | 0.8% | 4.7% |
| Richmond Valley | 3.9% | 0.2% | 4.1% |
| Ryde | 4.0% | 0.5% | 4.5% |
| Shellharbour | 3.8% | 0.5% | 4.3% |
| Shoalhaven | 3.8% | 0.1% | 3.9% |
| Singleton | 3.7% | 0.2% | 3.9% |
| Snowy Monaro Regional | 4.2% | 0.0% | 4.2% |
| Snowy Valleys | 4.0% | 0.0% | 4.0% |
| Strathfield | 4.2% | 1.3% | 5.5% |
| Sutherland | 3.8% | 0.6% | 4.4% |
| Sydney | 3.7% | 0.4% | 4.1% |
| Tamworth Regional | 3.8% | 0.0% | 3.8% |
| Temora | 4.1% | 0.0% | 4.1% |
| Tenterfield | 3.9% | 1.0% | 4.9% |
| The Hills | 3.9% | 1.4% | 5.3% |
| Tweed | 3.7% | 0.5% | 4.2% |
| Upper Hunter | 4.0% | 0.0% | 4.0% SV |
| Upper Lachlan | 4.1% | 0.5% | 4.6% |
| Uralla | 3.9% | 0.9% | 4.8% SV |
| Wagga Wagga | 3.8% | 0.0% | 3.8% |
| Walcha | 4.6% | 0.0% | 4.6% |
| Walgett | 4.1% | 0.0% | 4.1% |
| Warren | 4.4% | 0.5% | 4.9% |
| Warrumbungle | 4.0% | 0.0% | 4.0% |
| Waverley | 4.2% | 0.6% | 4.8% |
| Weddin | 4.6% | 0.0% | 4.6% |
| Wentworth | 4.0% | 0.0% | 4.0% |
| Willoughby | 3.9% | 0.7% | 4.6% |
| Wingecarribee | 3.7% | 0.0% | 3.7% |
| Wollondilly | 3.7% | 2.0% | 5.7% |
| Wollongong | 3.9% | 0.6% | 4.5% |
| Woollahra | 4.7% | 0.0% | 4.7% |
| Yass Valley | 3.9% | 0.0% | 3.9% |
Method and source
Figures are IPART's final rate pegs for 2027-28 from Table 3 of its Information Paper published 13 October 2026, for the 126 NSW councils SuburbCost covers. The core peg combines IPART's base cost change with its emergency services levy, cybersecurity and other adjustments; the final peg adds each council's population factor. Each council's page shows its own peg and its current rates.
Frequently asked questions
What is the NSW rate peg for 2027-28?
IPART's core rate pegs for 2027-28 range from 3.7% to 5.4%. After each council's population factor, the final pegs range from 3.7% to 6.6%, with a median of 4.3% across the 126 councils SuburbCost covers. Coolamon has the highest at 6.6%.
Will my council rates rise by the rate peg?
Not necessarily. The peg caps how much a council's total general income from rates can grow. Individual bills depend on your land valuation, your rating category and how the council spreads the increase, so some bills rise by more than the peg and some by less. Councils can also apply to IPART for a special variation above the peg.
When does the 2027-28 rate peg apply?
From 1 July 2027, the start of the 2027-28 rating year. 7 councils (Ballina, Blacktown, Glen Innes Severn, Hawkesbury, North Sydney, Upper Hunter and Uralla) already have approved special variations for 2027-28, which replace their rate peg.
See what a home costs to run, not just the rates
Council rates are one line of the bill. SuburbCost adds water, insurance, electricity and the commute for every NSW suburb.
Get the free suburb running cost report →Or browse every NSW and QLD council for its current rates and 2027-28 peg.
Cite this data
SuburbCost data is free to cite with attribution. Please link to this page as the source, and to IPART for the rate pegs themselves.