Compare suburbs Cost of living calculator About Suburbs Council rates Electricity calculator Data studies For agents and brokers
Home · Council rates · Central Coast Council
Rate notice · NSW · 2026-27

Central Coast Council rates 2026-27

$1,454 average residential rate,
OLG data uplifted by the IPART rate peg

The average residential rate in the Central Coast Council area for 2026-27 is $1,454 a year, based on 2024-25 OLG data uplifted to the 2026-27 rate peg. That's 13% above the NSW median of $1,282.

Central Coast Council rates calculator. Enter the value on your rates or valuation notice to estimate your own 2026-27 rates.

IPART has set Central Coast Council's rate peg for 2027-28 at 4.3%, from 1 July 2027. The peg caps how much the council's total rates income can grow, not each household's bill. Every NSW council's 2027-28 rate peg.

Rates are about 15% of what it costs to run a typical house in Central Coast Council each year. See the rest for your suburb. Across Central Coast Council suburbs, the average commute costs about $5,167 and insurance about $1,870 a year, with commute often 4 times the rates bill.
Calculate the full cost of living for your suburb in Central Coast Council

Where council rates sit in a typical Central Coast Council running cost

Council rates
$1,454
Water & sewerage
$1,300
Commute (driving)
$5,167
Insurance
$1,870

Last updated July 2026 · source: Central Coast Council revenue policy (OLG / IPART peg)

The 2026-27 average residential rate

This is an average across every residential property in the Central Coast Council area, not a fixed charge. Individual bills track land value, so a house on a larger or more valuable block pays more than $1,454 and a unit usually pays less. The IPART peg caps how much a council can raise in total rates income, not what any single property pays.

How Central Coast Council compares to nearby councils

CouncilResidential ratevs Central Coast Council
Central Coast Council (this council)$1,454n/a
Hornsby Council$1,541+$87
Lake Macquarie Council$1,763+$309
Northern Beaches Council$1,766+$312
Ku-ring-gai Council$2,189+$735

Across NSW, the median average residential rate is $1,282. Central Coast Council is 13% above the NSW median of $1,282. These are average rates reported to the NSW Office of Local Government, uplifted by each council's IPART rate peg. Individual properties pay more or less depending on land value.

See how Central Coast Council compares to all 126 NSW councils, or the councils that raised rates most in 2026-27. Or estimate your own annual cost with the Central Coast Council rates calculator.

The figures on this page come from a public dataset. Download annual running costs for all 148 Queensland and NSW councils, free under CC BY 4.0.

Your suburb

See what your Central Coast Council suburb actually costs to run

Rates are just one line. Get your suburb's yearly running cost (rates, water, commute and insurance, with electricity estimated separately) plus a free report with the 10-year total, flood & fire risk, schools and a verdict on where's cheaper to live.

    149 Central Coast Council suburbs covered · free report, no spam.

    Suburbs in the Central Coast Council area

    Prefer to browse? Central Coast Council covers 149 suburbs in SuburbCost, each with council rate, water, commute, insurance and estimated electricity, plus a free report:

    All 149 suburbs in Central Coast Council
    AlisonAvoca BeachBar PointBateau BayBensvilleBerkeley ValeBlackwallBlue BayBlue HavenBooker BayBouddiBox HeadBudgewoiBudgewoi PeninsulaBuff PointBushells RidgeCalgaCanton BeachCedar Brush CreekCentral MangroveChain Valley BayCharmhavenCheero PointChittaway BayChittaway PointCogra BayColongraCopacabanaCrangan BayDaleys PointDavistownDooralongDoyalsonDoyalson NorthDurren DurrenEast GosfordEmpire BayErinaErina HeightsEttalong BeachForresters BeachFountaindaleFreemansGlenning ValleyGlenworth ValleyGorokanGosfordGreen PointGreengroveGundermanGwandalanHalekulaniHalloranHamlyn TerraceHardys BayHolgateHorsfield BayJillibyKangy AngyKanwalKariongKiarKillarney ValeKillcareKillcare HeightsKincumberKincumber SouthKingfisher ShoresKoolewongKulnuraLake HavenLake MunmorahLemon TreeLisarowLittle JillibyLittle WobbyLong JettyLower MangroveMacmasters BeachMagentaMangrove CreekMangrove MountainMannering ParkMardiMatchamMooney MooneyMooney Mooney CreekMount ElliotMount WhiteNararaNiagara ParkNorah HeadNoravilleNorth AvocaNorth GosfordOurimbahPalm GrovePalmdalePatongaPearl BeachPeats RidgePhegans BayPicketts ValleyPoint ClarePoint FrederickPoint WolstoncroftPretty BeachRavensdaleRocky PointSan RemoSaratogaShelly BeachSomersbySpencerSpringfieldSt Huberts IslandSummerland PointTacomaTacoma SouthTascottTerrigalThe EntranceThe Entrance NorthToowoon BayToukleyTuggerahTuggerawongTumbi UmbiUmina BeachUpper MangroveWadalbaWagstaffeWallarahWamberalWarnervaleWatanobbiWendoree ParkWest GosfordWondabyneWoongarrahWoy WoyWoy Woy BayWybungWyomingWyongWyong CreekWyongahYarramalongYattalunga

    Frequently asked questions

    What is the average council rate in Central Coast Council for 2026-27?

    The average residential rate for a home in the Central Coast Council area is $1,454 a year for 2026-27. It's the OLG-reported average residential rate for the council, uplifted by its IPART rate peg. Individual properties pay more or less depending on land value.

    How do Central Coast Council rates compare to nearby councils?

    Central Coast Council's average residential rate of $1,454 is 13% above the NSW median of $1,282. Nearby, Hornsby Council charges $1,541 and Northern Beaches Council charges $1,766.

    Why does SuburbCost show an average rate for NSW councils?

    NSW councils don't publish a single minimum rate the way Queensland councils do. Instead we use the average residential rate each council reports to the NSW Office of Local Government, uplifted by that council's IPART rate peg for 2026-27.

    Rates change every July

    Get Central Coast Council's updated rate and see how it compares when the 2027-28 figures land. One email a year, no spam.

    Done, we'll be in touch when Central Coast Council's new rate lands.

    One email a year, no spam. See our Privacy Policy.