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Rate notice · NSW · 2026-27

Central Coast Council rates 2026-27

$1,454 average residential rate,
OLG data uplifted by the IPART rate peg

The average residential rate in the Central Coast Council area for 2026-27 is $1,454 a year, based on 2024-25 OLG data uplifted to the 2026-27 rate peg. That's 13% above the NSW median of $1,282.

Council rates are usually the smallest of the main running costs. Across Central Coast Council suburbs, the average commute costs about $4,997 and insurance about $2,972 a year, with commute often 3 times the rates bill.
Calculate the full cost of living for your suburb in Central Coast Council

Where council rates sit in a typical Central Coast Council running cost

Council rates
$1,454
Water & sewerage
$1,300
Commute (driving)
$4,997
Insurance
$2,972

Rates are one line on a bigger bill. See the full picture for your suburb.

Last updated July 2026 · source: Central Coast Council revenue policy (OLG / IPART peg)

The 2026-27 average residential rate

This is an average across every residential property in the Central Coast Council area, not a fixed charge. Individual bills track land value, so a house on a larger or more valuable block pays more than $1,454 and a unit usually pays less. The IPART peg caps how much a council can raise in total rates income, not what any single property pays.

How Central Coast Council compares to nearby councils

CouncilResidential ratevs Central Coast Council
Central Coast Council (this council)$1,454n/a
Hornsby Council$1,541+$87
Lake Macquarie Council$1,763+$309
Northern Beaches Council$1,766+$312
Ku-ring-gai Council$2,189+$735

Across NSW, the median average residential rate is $1,282. Central Coast Council is 13% above the NSW median of $1,282. These are average rates reported to the NSW Office of Local Government, uplifted by each council's IPART rate peg. Individual properties pay more or less depending on land value.

Your suburb

See what your Central Coast Council suburb actually costs to run

Rates are just one line. Get your suburb's full annual cost (rates, water, commute, insurance and electricity) plus a free report with the 10-year total, flood & fire risk, schools and a verdict on where's cheaper to live.

149 Central Coast Council suburbs covered · free report, no spam.

Suburbs in the Central Coast Council area

Prefer to browse? Central Coast Council covers 149 suburbs in SuburbCost, each with council rate, water, commute, insurance and estimated electricity, plus a free report:

Frequently asked questions

What is the average council rate in Central Coast Council for 2026-27?

The average residential rate for a home in the Central Coast Council area is $1,454 a year for 2026-27. It's the OLG-reported average residential rate for the council, uplifted by its IPART rate peg. Individual properties pay more or less depending on land value.

How do Central Coast Council rates compare to nearby councils?

Central Coast Council's average residential rate of $1,454 is 13% above the NSW median of $1,282. Nearby, Hornsby Council charges $1,541 and Northern Beaches Council charges $1,766.

Why does SuburbCost show an average rate for NSW councils?

NSW councils don't publish a single minimum rate the way Queensland councils do. Instead we use the average residential rate each council reports to the NSW Office of Local Government, uplifted by that council's IPART rate peg for 2026-27.

Rates change every July

Get Central Coast Council's updated rate and see how it compares when the 2027-28 figures land. One email a year, no spam.

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