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44.9 km from CBD
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True annual cost of living in Davistown, NSW 2251

Living in a house in Davistown costs about $12,588 a year: council rates, water and sewerage, commute and home insurance combined. Davistown sits 44.9 kilometres from Sydney CBD. Unit costs come in at $12,418, as lower council rates more than offset the $2,100 body corporate levy. At 44.9km, the commute dominates running costs. Drivers pay $4,484 more per year than public transport users.

Last updated July 2026 · Central Coast Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 16% more to run than the Central Coast average, cheaper than only 25% of suburbs in the region.
The commute is the biggest expense at $6,884, roughly 55% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,588
Driving · per year
$1,049/month
Lower cost
Unit annual cost
$12,418
Incl. body corporate
$1,035/month
House vs unit difference
−$170
Unit is cheaper per year

Annual cost breakdown

Council rates
Central Coast rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,454
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 44.9km from CBD · 192 days
$6,884
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$12,588
($1,049/month)
↑ 16% above Central Coast average
SuburbCost affordability score ●●○○○ 3.4/10 Poor
Cheaper to run than 25% of Central Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Davistown's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Davistown

within a 2 km walk
Nearest stop
Davistown Central (RSL) Wharf, 214 m away, about a 3 minute walk. It is a ferry stop.
Nearest hospital
Brisbane Waters Private Hospital, 3,789 m away, about a 47 minute walk.
Supermarkets
0
Cafes
2
Parks
13
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Davistown with another suburb

Frequently asked questions about Davistown

Is it cheaper to drive or take public transport from Davistown to the CBD?

Public transport saves Davistown residents $4,484 per year. Annual commute cost by car is $6,884 versus $2,400 by public transport using the Opal network.

What are the council rates in Davistown?

Davistown falls under Central Coast Council. The average residential rate for 2026-27 is $1,454 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,454 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Davistown?

Running a unit in Davistown costs approximately $12,418 per year by car or $7,934 by public transport. This includes council rates of $1,454, water and sewerage $1,300, estimated body corporate levy of $2,100, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Davistown close to public transport?

The nearest scheduled service to the centre of Davistown is Davistown Central (RSL) Wharf, a ferry stop about 214 m away, about a 3 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Davistown?

The closest hospital to the centre of Davistown is Brisbane Waters Private Hospital, about 3,789 m away, about a 47 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Davistown?

Within a 2 km walk of the centre of Davistown there are 0 supermarkets, 2 cafes and 13 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Central Coast rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.