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Rate notice · NSW · 2026-27

Mid-Coast Council rates 2026-27

$1,609 average residential rate,
OLG data uplifted by the IPART rate peg

The average residential rate in the Mid-Coast Council area for 2026-27 is $1,609 a year, based on 2024-25 OLG data uplifted to the 2026-27 rate peg. That's 26% above the NSW median of $1,282.

Council rates are usually the smallest of the main running costs. Across Mid-Coast Council suburbs, the average commute costs about $17,600 and insurance about $2,652 a year, with commute often 11 times the rates bill.
Calculate the full cost of living for your suburb in Mid-Coast Council

Where council rates sit in a typical Mid-Coast Council running cost

Council rates
$1,609
Water & sewerage
$1,300
Commute (driving)
$17,600
Insurance
$2,652

Rates are one line on a bigger bill. See the full picture for your suburb.

Last updated July 2026 · source: Mid-Coast Council revenue policy (OLG / IPART peg)

The 2026-27 average residential rate

This is an average across every residential property in the Mid-Coast Council area, not a fixed charge. Individual bills track land value, so a house on a larger or more valuable block pays more than $1,609 and a unit usually pays less. The IPART peg caps how much a council can raise in total rates income, not what any single property pays.

How Mid-Coast Council compares to nearby councils

CouncilResidential ratevs Mid-Coast Council
Port Macquarie-Hastings Council$1,370$-239
Port Stephens Council$1,415$-194
Mid-Coast Council (this council)$1,609n/a
Dungog Council$1,712+$103
Maitland Council$1,970+$361

Across NSW, the median average residential rate is $1,282. Mid-Coast Council is 26% above the NSW median of $1,282. These are average rates reported to the NSW Office of Local Government, uplifted by each council's IPART rate peg. Individual properties pay more or less depending on land value.

Your suburb

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Suburbs in the Mid-Coast Council area

Prefer to browse? Mid-Coast Council covers 189 suburbs in SuburbCost, each with council rate, water, commute, insurance and estimated electricity, plus a free report:

Frequently asked questions

What is the average council rate in Mid-Coast Council for 2026-27?

The average residential rate for a home in the Mid-Coast Council area is $1,609 a year for 2026-27. It's the OLG-reported average residential rate for the council, uplifted by its IPART rate peg. Individual properties pay more or less depending on land value.

How do Mid-Coast Council rates compare to nearby councils?

Mid-Coast Council's average residential rate of $1,609 is 26% above the NSW median of $1,282. Nearby, Dungog Council charges $1,712 and Port Macquarie-Hastings Council charges $1,370.

Why does SuburbCost show an average rate for NSW councils?

NSW councils don't publish a single minimum rate the way Queensland councils do. Instead we use the average residential rate each council reports to the NSW Office of Local Government, uplifted by that council's IPART rate peg for 2026-27.

Rates change every July

Get Mid-Coast Council's updated rate and see how it compares when the 2027-28 figures land. One email a year, no spam.

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