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Map of Carrington
37.1 km from Newcastle CBD
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True annual cost of living in Carrington, NSW 2324

Living in a house in Carrington costs about $12,711 a year: council rates, water and sewerage, commute and home insurance combined. Carrington sits 37.1 kilometres from Newcastle CBD. Unit costs come in at $12,321, as lower council rates more than offset the $1,800 body corporate levy. At 37.1km, the commute dominates running costs. Drivers pay $4,552 more per year than public transport users.

Last updated July 2026 · Mid-Coast Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 97% of Mid-Coast suburbs, about 44% below the regional average.
The commute is the biggest expense at $6,952, roughly 55% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,711
Driving · per year
$1,059/month
Lower cost
Unit annual cost
$12,321
Incl. body corporate
$1,027/month
House vs unit difference
−$390
Unit is cheaper per year

Annual cost breakdown

Council rates
Mid-Coast rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,609
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 37.1km from Newcastle CBD · 192 days
$6,952
Home insurance
Estimated · flood Medium · fire High
$2,850
Total annual running cost
$12,711
($1,059/month)
↓ 44% below Mid-Coast average
SuburbCost affordability score ●●●○○ 6.3/10 Average
Cheaper to run than 97% of Mid-Coast suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,827/yr
5,238 kWh
Unit
$2,369/yr
3,929 kWh
Estimated from AER residential benchmarks for Carrington's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Carrington

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
1
Parks
3
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Carrington with another suburb

Frequently asked questions about Carrington

Is it cheaper to drive or take public transport from Carrington to Newcastle CBD?

Public transport saves Carrington residents $4,552 per year. Annual commute cost by car is $6,952 versus $2,400 by public transport using the Opal network.

What are the council rates in Carrington?

Carrington falls under Mid-Coast Council. The average residential rate for 2026-27 is $1,609 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,609 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Carrington?

Running a unit in Carrington costs approximately $12,321 per year by car or $7,769 by public transport. This includes council rates of $1,609, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $660. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Carrington close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Carrington. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Carrington?

Within a 2 km walk of the centre of Carrington there are 0 supermarkets, 1 cafe and 3 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Mid-Coast rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.