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7.7 km from CBD
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True annual cost of living in Abbotsford, NSW 2046

Living in a house in Abbotsford costs about $7,548 a year: council rates, water and sewerage, commute and home insurance combined. Abbotsford sits 7.7 kilometres from Sydney CBD. Unit costs reach $8,378, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $512 per year at this distance.

Last updated July 2026 · Canada Bay Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 93% of Canada Bay suburbs, about 10% below the regional average.
The commute is the biggest expense at $2,432, roughly 32% of the annual total.
Switching from driving to public transport saves $512 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$7,548
Driving · per year
$629/month
Unit annual cost
$8,378
Incl. body corporate
$698/month
House vs unit difference
+$830
Unit costs more per year

Annual cost breakdown

Council rates
Canada Bay rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,268
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 7.7km from CBD · 192 days
$2,432
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$7,548
($629/month)
↓ 10% below Canada Bay average
SuburbCost affordability score ●●●●○ 8.2/10 Excellent
Cheaper to run than 93% of Canada Bay suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Abbotsford's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Abbotsford

within a 2 km walk
Nearest stop
Abbotsford, 577 m away, about a 7 minute walk. It is a ferry stop.
Nearest hospital
Hunters Hill Private Hospital, 2,377 m away, about a 30 minute walk.
Supermarkets
2
Cafes
4
Parks
66
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Abbotsford with another suburb

Frequently asked questions about Abbotsford

Is it cheaper to drive or take public transport from Abbotsford to the CBD?

Public transport saves Abbotsford residents $512 per year. Annual commute cost by car is $2,432 versus $1,920 by public transport using the Opal network.

What are the council rates in Abbotsford?

Abbotsford falls under Canada Bay Council. The average residential rate for 2026-27 is $1,268 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,268 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Abbotsford?

Running a unit in Abbotsford costs approximately $8,378 per year by car or $7,866 by public transport. This includes council rates of $1,268, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Abbotsford close to public transport?

The nearest scheduled service to the centre of Abbotsford is Abbotsford, a ferry stop about 577 m away, about a 7 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Abbotsford?

The closest hospital to the centre of Abbotsford is Hunters Hill Private Hospital, about 2,377 m away, about a 30 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Abbotsford?

Within a 2 km walk of the centre of Abbotsford there are 2 supermarkets, 4 cafes and 66 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Canada Bay rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.