True annual cost of living in Agnes Banks, NSW 2753
Living in a house in Agnes Banks costs about $11,389 a year: council rates, water and sewerage, commute and home insurance combined. Agnes Banks sits 55.1 kilometres from Sydney CBD. Unit costs reach $12,239, with the $2,100 body corporate levy accounting for the entire difference between the two. At 55.1km, the commute dominates running costs. Drivers pay $3,593 more per year than public transport users.
About $219 a week to run a house here, including estimates
Unit annual cost
$12,239
Incl. body corporate
$1,020/month
About $235 a week to run a unit here, including estimates
House vs unit difference
+$850
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Hawkesbury City Council rates (IPART approved SRV, 8.66% in
$1,848
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 55.1km from CBD · 192 days
$5,993
Home insurance
Estimated flood High · fire Medium
$2,000
Body corporate
Estimated
$2,100
Total annual running cost
$11,389
($949/month, $219/week)
Excludes electricity, estimated separately below.
↑ 6% above Hawkesbury City Council average
SuburbCost affordability score ●●●○○5.5/10 Average
Cheaper to run than 68% of Hawkesbury City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Agnes Banks's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Agnes Banks
within a 2 km walk
Nearest stop
Richmond, 5,668 m away, about a 71 minute walk. It is a train stop.
Nearest hospital
St John Of God Hospital, 2,694 m away, about a 34 minute walk.
Supermarkets
0
Cafes
0
Parks
2
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Agnes Banks to the CBD?
Public transport saves Agnes Banks residents $3,593 per year. Annual commute cost by car is $5,993 versus $2,400 by public transport using the Opal network.
What are the council rates in Agnes Banks?
Agnes Banks falls under Hawkesbury City Council. The average residential rate for 2026-27 is $1,848 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,848 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Agnes Banks?
Running a unit in Agnes Banks costs approximately $12,239 per year by car or $8,646 by public transport. This includes council rates of $1,848, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Agnes Banks close to public transport?
The nearest scheduled service to the centre of Agnes Banks is Richmond, a train stop about 5,668 m away, about a 71 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Agnes Banks?
The closest hospital to the centre of Agnes Banks is St John Of God Hospital, about 2,694 m away, about a 34 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Agnes Banks?
Within a 2 km walk of the centre of Agnes Banks there are 0 supermarkets, 0 cafes and 2 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Hawkesbury City Council rates (IPART approved SRV, 8.66% in 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.