Living in a house in Ambarvale costs about $11,731 a year: council rates, water and sewerage, commute and home insurance combined. Ambarvale sits 45.9 kilometres from Sydney CBD. Unit costs reach $12,411, with the $2,100 body corporate levy accounting for the entire difference between the two. At 45.9km, the commute dominates running costs. Drivers pay $4,436 more per year than public transport users.
Cheaper to run than 94% of Campbelltown suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Ambarvale's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Ambarvale
within a 2 km walk
Nearest stop
Macarthur, 2,246 m away, about a 28 minute walk. It is a train stop.
Nearest hospital
Campbelltown Hospital, 2,072 m away, about a 26 minute walk.
Supermarkets
4
Cafes
0
Parks
40
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Ambarvale to the CBD?
Public transport saves Ambarvale residents $4,436 per year. Annual commute cost by car is $6,836 versus $2,400 by public transport using the Opal network.
What are the council rates in Ambarvale?
Ambarvale falls under Campbelltown Council. The average residential rate for 2026-27 is $1,497 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,497 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Ambarvale?
Running a unit in Ambarvale costs approximately $12,411 per year by car or $7,975 by public transport. This includes council rates of $1,497, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Ambarvale close to public transport?
The nearest scheduled service to the centre of Ambarvale is Macarthur, a train stop about 2,246 m away, about a 28 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Ambarvale?
The closest hospital to the centre of Ambarvale is Campbelltown Hospital, about 2,072 m away, about a 26 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Ambarvale?
Within a 2 km walk of the centre of Ambarvale there are 4 supermarkets, 0 cafes and 40 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Campbelltown rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.