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Map of Ashcroft
28.9 km from CBD
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True annual cost of living in Ashcroft, NSW 2168

Living in a house in Ashcroft costs about $11,675 a year: council rates, water and sewerage, commute and home insurance combined. Ashcroft sits 28.9 kilometres from Sydney CBD. Unit costs reach $12,005, with the $2,100 body corporate levy accounting for the entire difference between the two. At 28.9km from the CBD, transport mode shifts the annual total by $4,051. The gap widens as commute costs rise.

Last updated July 2026 · Liverpool Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Liverpool average, cheaper than 69% of suburbs in the region.
The commute is the biggest expense at $6,451, roughly 55% of the annual total.
Switching from driving to public transport saves $4,051 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,675
Driving · per year
$973/month
Unit annual cost
$12,005
Incl. body corporate
$1,000/month
House vs unit difference
+$330
Unit costs more per year

Annual cost breakdown

Council rates
Liverpool rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,376
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 28.9km from CBD · 192 days
$6,451
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$11,675
($973/month)
Near Liverpool average
SuburbCost affordability score ●●●○○ 5.9/10 Average
Cheaper to run than 69% of Liverpool suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Ashcroft's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Ashcroft

within a 2 km walk
Nearest stop
Liverpool, 2,521 m away, about a 32 minute walk. It is a train stop.
Nearest hospital
Sydney Southwest Private Hospital, 2,489 m away, about a 31 minute walk.
Supermarkets
3
Cafes
10
Parks
67
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Ashcroft with another suburb

Frequently asked questions about Ashcroft

Is it cheaper to drive or take public transport from Ashcroft to the CBD?

Public transport saves Ashcroft residents $4,051 per year. Annual commute cost by car is $6,451 versus $2,400 by public transport using the Opal network.

What are the council rates in Ashcroft?

Ashcroft falls under Liverpool Council. The average residential rate for 2026-27 is $1,376 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,376 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Ashcroft?

Running a unit in Ashcroft costs approximately $12,005 per year by car or $7,954 by public transport. This includes council rates of $1,376, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Ashcroft close to public transport?

The nearest scheduled service to the centre of Ashcroft is Liverpool, a train stop about 2,521 m away, about a 32 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Ashcroft?

The closest hospital to the centre of Ashcroft is Sydney Southwest Private Hospital, about 2,489 m away, about a 31 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Ashcroft?

Within a 2 km walk of the centre of Ashcroft there are 3 supermarkets, 10 cafes and 67 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Liverpool rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.