Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Ashmont
3.2 km from Wagga Wagga CBD
Home  ·  Suburbs  ·  Ashmont

True annual cost of living in Ashmont, NSW 2650

Living in a house in Ashmont costs about $5,817 a year: council rates, water and sewerage, commute and home insurance combined. Ashmont sits 3.2 kilometres from Wagga Wagga CBD. Unit costs come in at $5,657, as lower council rates more than offset the $1,500 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Wagga Wagga Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 93% of Wagga Wagga suburbs, about 39% below the regional average.
Home insurance is the biggest expense at $2,150, roughly 37% of the annual total.
Switching from driving to public transport saves $1,327 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$5,817
Driving · per year
$485/month
Lower cost
Unit annual cost
$5,657
Incl. body corporate
$471/month
House vs unit difference
−$160
Unit is cheaper per year

Annual cost breakdown

Council rates
Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,294
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 3.2km from Wagga Wagga CBD · 192 days
$1,073
Home insurance
Estimated · flood Medium · fire Low
$2,150
Total annual running cost
$5,817
($485/month)
↓ 39% below Wagga Wagga average
SuburbCost affordability score ●●●○○ 6.7/10 Good
Cheaper to run than 93% of Wagga Wagga suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Ashmont's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Ashmont

within a 2 km walk
Nearest stop
Wagga Wagga, 3,444 m away, about a 43 minute walk. It is a train stop.
Nearest hospital
Calvary Riverina Hospital, 2,072 m away, about a 26 minute walk.
Supermarkets
2
Cafes
2
Parks
16
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Ashmont with another suburb

Frequently asked questions about Ashmont

Is it cheaper to drive or take public transport from Ashmont to Wagga Wagga CBD?

Driving saves Ashmont residents $1,327 per year. Annual commute cost by car is $1,073 versus $2,400 by public transport using the Opal network.

What are the council rates in Ashmont?

Ashmont falls under Wagga Wagga Council. The average residential rate for 2026-27 is $1,294 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,294 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Ashmont?

Running a unit in Ashmont costs approximately $5,657 per year by car or $6,984 by public transport. This includes council rates of $1,294, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Ashmont close to public transport?

The nearest scheduled service to the centre of Ashmont is Wagga Wagga, a train stop about 3,444 m away, about a 43 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Ashmont?

The closest hospital to the centre of Ashmont is Calvary Riverina Hospital, about 2,072 m away, about a 26 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Ashmont?

Within a 2 km walk of the centre of Ashmont there are 2 supermarkets, 2 cafes and 16 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.