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21.8 km from CBD
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True annual cost of living in Asquith, NSW 2077

Living in a house in Asquith costs about $10,598 a year: council rates, water and sewerage, commute and home insurance combined. Asquith sits 21.8 kilometres from Sydney CBD. Unit costs reach $11,238, with the $2,300 body corporate levy accounting for the entire difference between the two. At 21.8km from the CBD, transport mode shifts the annual total by $2,959. The gap widens as commute costs rise.

Last updated July 2026 · Hornsby Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 75% of Hornsby suburbs, about 9% below the regional average.
The commute is the biggest expense at $5,359, roughly 51% of the annual total.
Switching from driving to public transport saves $2,959 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,598
Driving · per year
$883/month
Unit annual cost
$11,238
Incl. body corporate
$937/month
House vs unit difference
+$640
Unit costs more per year
Annual cost breakdown
Council rates
Hornsby rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,541
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 21.8km from CBD · 192 days
$5,359
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$10,598
($883/month)
↓ 9% below Hornsby average
SuburbCost affordability score ●●●●○ 7.3/10 Good
Cheaper to run than 75% of Hornsby suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Asquith's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Asquith with another suburb
Is it cheaper to drive or take public transport from Asquith to the CBD?
Public transport saves Asquith residents $2,959 per year. Annual commute cost by car is $5,359 versus $2,400 by public transport using the Opal network.
What are the council rates in Asquith?
Asquith falls under Hornsby Council. The average residential rate for 2026-27 is $1,541 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,541 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Asquith?
Running a unit in Asquith costs approximately $11,238 per year by car or $8,279 by public transport. This includes council rates of $1,541, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Hornsby rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.