True annual cost of living in Badgerys Creek, NSW 2555
Living in a house in Badgerys Creek costs about $12,042 a year: council rates, water and sewerage, commute and home insurance combined. Badgerys Creek sits 42.2 kilometres from Sydney CBD. Unit costs reach $12,482, with the $2,100 body corporate levy accounting for the entire difference between the two. At 42.2km, the commute dominates running costs. Drivers pay $4,568 more per year than public transport users.
Liverpool rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,376
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 42.2km from CBD · 192 days
$6,968
Home insurance
Estimated · flood Low · fire Medium
$2,150
Body corporate
Estimated
$2,100
Total annual running cost
$12,042
($1,004/month)
Near Liverpool average
SuburbCost affordability score ●●○○○3.5/10 Poor
Cheaper to run than 14% of Liverpool suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Badgerys Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Badgerys Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
1
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Badgerys Creek to the CBD?
Public transport saves Badgerys Creek residents $4,568 per year. Annual commute cost by car is $6,968 versus $2,400 by public transport using the Opal network.
What are the council rates in Badgerys Creek?
Badgerys Creek falls under Liverpool Council. The average residential rate for 2026-27 is $1,376 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,376 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Badgerys Creek?
Running a unit in Badgerys Creek costs approximately $12,482 per year by car or $7,914 by public transport. This includes council rates of $1,376, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Badgerys Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Badgerys Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Badgerys Creek?
Within a 2 km walk of the centre of Badgerys Creek there are 0 supermarkets, 0 cafes and 1 park. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Liverpool rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.