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47.3 km from Coffs Harbour CBD
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True annual cost of living in Barcoongere, NSW 2460

Living in a house in Barcoongere costs about $12,995 a year: council rates, water and sewerage, commute and home insurance combined. Barcoongere sits 47.3 kilometres from Coffs Harbour CBD. Unit costs come in at $11,805, as lower council rates more than offset the $1,500 body corporate levy. At 47.3km, the commute dominates running costs. Drivers pay $4,356 more per year than public transport users.

Last updated July 2026 · Clarence Valley Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 92% of Clarence Valley suburbs, about 43% below the regional average.
The commute is the biggest expense at $6,756, roughly 52% of the annual total.
Flood and bushfire risk are rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,995
Driving · per year
$1,083/month
Lower cost
Unit annual cost
$11,805
Incl. body corporate
$984/month
House vs unit difference
−$1,190
Unit is cheaper per year

Annual cost breakdown

Council rates
Clarence Valley rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,439
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 47.3km from Coffs Harbour CBD · 192 days
$6,756
Home insurance
Estimated · flood High · fire High
$3,500
Total annual running cost
$12,995
($1,083/month)
↓ 43% below Clarence Valley average
SuburbCost affordability score ●●●○○ 6.8/10 Good
Cheaper to run than 92% of Clarence Valley suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for Barcoongere's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Barcoongere

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Barcoongere

Is it cheaper to drive or take public transport from Barcoongere to Coffs Harbour CBD?

Public transport saves Barcoongere residents $4,356 per year. Annual commute cost by car is $6,756 versus $2,400 by public transport using the Opal network.

What are the council rates in Barcoongere?

Barcoongere falls under Clarence Valley Council. The average residential rate for 2026-27 is $1,439 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,439 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Barcoongere?

Running a unit in Barcoongere costs approximately $11,805 per year by car or $7,449 by public transport. This includes council rates of $1,439, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $810. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Barcoongere close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Barcoongere. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Barcoongere?

Within a 2 km walk of the centre of Barcoongere there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Clarence Valley rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.