Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Bardwell Valley
10.4 km from CBD
Home  ·  Suburbs  ·  Bardwell Valley

True annual cost of living in Bardwell Valley, NSW 2207

Living in a house in Bardwell Valley costs about $8,275 a year: council rates, water and sewerage, commute and home insurance combined. Bardwell Valley sits 10.4 kilometres from Sydney CBD. Unit costs reach $9,105, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $776 per year at this distance.

Last updated July 2026 · Bayside Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 80% of Bayside suburbs, about 5% below the regional average.
The commute is the biggest expense at $3,162, roughly 38% of the annual total.
Switching from driving to public transport saves $776 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,275
Driving · per year
$690/month
Unit annual cost
$9,105
Incl. body corporate
$759/month
House vs unit difference
+$830
Unit costs more per year

Annual cost breakdown

Council rates
Bayside rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,265
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 10.4km from CBD · 192 days
$3,162
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$8,275
($690/month)
↓ 5% below Bayside average
SuburbCost affordability score ●●●●○ 7.4/10 Good
Cheaper to run than 80% of Bayside suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Bardwell Valley's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Bardwell Valley

within a 2 km walk
Nearest stop
Bardwell Park, 780 m away, about a 10 minute walk. It is a train stop.
Nearest hospital
Kingsgrove Day Hospital, 2,827 m away, about a 35 minute walk.
Supermarkets
6
Cafes
25
Parks
55
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Bardwell Valley with another suburb

Frequently asked questions about Bardwell Valley

Is it cheaper to drive or take public transport from Bardwell Valley to the CBD?

Public transport saves Bardwell Valley residents $776 per year. Annual commute cost by car is $3,162 versus $2,386 by public transport using the Opal network.

What are the council rates in Bardwell Valley?

Bardwell Valley falls under Bayside Council. The average residential rate for 2026-27 is $1,265 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,265 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Bardwell Valley?

Running a unit in Bardwell Valley costs approximately $9,105 per year by car or $8,329 by public transport. This includes council rates of $1,265, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Bardwell Valley close to public transport?

The nearest scheduled service to the centre of Bardwell Valley is Bardwell Park, a train stop about 780 m away, about a 10 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Bardwell Valley?

The closest hospital to the centre of Bardwell Valley is Kingsgrove Day Hospital, about 2,827 m away, about a 35 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Bardwell Valley?

Within a 2 km walk of the centre of Bardwell Valley there are 6 supermarkets, 25 cafes and 55 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Bayside rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.