Living in a house in Barmah costs about $11,194 a year: council rates, water and sewerage, commute and home insurance combined. Barmah sits 29.4 kilometres from Echuca CBD. Unit costs come in at $11,164, as lower council rates more than offset the $1,500 owners corporation levy. The commute is costed by car to Echuca, at $6,494 a year, because no daily public transport commute is assumed here.
About $215 a week to run a house here, including estimates
Lower cost
Unit annual cost
$11,164
Incl. owners corporation
$930/month
About $215 a week to run a unit here, including estimates
House vs unit difference
−$30
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Moira rates
$1,607
Water & sewerage
Official, 2026-27 Goulburn Valley Water
$993
Driving commute
Modelled, 2026-27 ATO 91c/km · 29.4km from Echuca CBD · 192 days
$6,494
Home insurance
Estimated flood High · fire High
$2,100
Owners corporation
Estimated
$1,500
Total annual running cost
$11,194
($933/month, $215/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
Near Moira Shire Council average
SuburbCost affordability score ●●○○○3.5/10 Poor
Cheaper to run than 31% of Moira Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,250/yr
6,186 kWh
Unit
$1,813/yr
4,640 kWh
Estimated from AER residential benchmarks for Barmah's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Compare Barmah with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Barmah
Is it cheaper to drive or take public transport from Barmah to Echuca CBD?
Public transport options are limited in Barmah; driving is the practical commute at $6,494 per year.
What are the council rates in Barmah?
Barmah falls under Moira Shire Council. The average residential rate for 2026-27 is $1,607 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Barmah?
Running a unit in Barmah costs approximately $11,164 per year by car or $11,164 by public transport. This includes council rates of $1,607, water and sewerage $993, estimated owners corporation levy of $1,500, and contents insurance of $570. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Moira rates (2026-27 budget). Water: Goulburn Valley Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.