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Map of Bellmere
44.9 km from CBD
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True annual cost of living in Bellmere, QLD 4510

Living in a house in Bellmere costs about $13,237 a year: council rates, water and sewerage, commute and home insurance combined. Bellmere sits 44.9 kilometres from Brisbane CBD. Unit costs reach $13,329, with the $2,000 body corporate levy accounting for the entire difference between the two. At 44.9km, the commute dominates running costs. Drivers pay $6,692 more per year than public transport users.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 6% more to run than the Moreton Bay Regional Council average, cheaper than only 24% of suburbs in the region.
The commute is the biggest expense at $6,884, roughly 52% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$13,237
Driving · per year
$1,103/month
Unit annual cost
$13,329
Incl. body corporate
$1,111/month
House vs unit difference
+$92
Unit costs more per year

Annual cost breakdown

Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,309
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 91c/km · 44.9km from CBD · 192 days
$6,884
Home insurance
Estimated · flood Low · fire High
$2,900
Total annual running cost
$13,237
($1,103/month)
↑ 6% above Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○ 3.0/10 Poor
Cheaper to run than 24% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Bellmere's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Bellmere

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Bellmere with another suburb

Frequently asked questions about Bellmere

Is it cheaper to drive or take public transport from Bellmere to the CBD?

Public transport saves Bellmere residents $6,692 per year. Annual commute cost by car is $6,884 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Bellmere?

Bellmere falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Bellmere?

Running a unit in Bellmere costs approximately $13,329 per year by car or $6,637 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,000, and contents insurance of $650. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Bellmere close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Bellmere. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Bellmere?

Within a 2 km walk of the centre of Bellmere there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.