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28.0 km from CBD
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True annual cost of living in Belmunda, QLD 4740

Living in a house in Belmunda costs about $14,164 a year: council rates, water and sewerage, commute and home insurance combined. Belmunda sits 28.0 kilometres from Brisbane CBD. Unit costs come in at $12,106, as lower council rates more than offset the $1,700 body corporate levy. At 28.0km from the CBD, transport mode shifts the annual total by $5,958. The gap widens as commute costs rise.

Last updated July 2026 · Mackay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 10% more to run than the Mackay Regional Council average, cheaper than only 30% of suburbs in the region.
The commute is the biggest expense at $6,150, roughly 43% of the annual total.
Switching from driving to public transport saves $5,958 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$14,164
Driving · per year
$1,180/month
Lower cost
Unit annual cost
$12,106
Incl. body corporate
$1,009/month
House vs unit difference
−$2,058
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2026-27 · minimum rate
$1,466
Water & sewerage
Mackay Regional Council Water & Sewerage 2026-27
$2,048
Driving commute
ATO 88c/km · 28.0km from CBD · 192 days
$6,150
Home insurance
Estimated · flood Low · fire Low
$4,500
Total annual running cost
$14,164
($1,180/month)
↑ 10% above Mackay Regional Council average
SuburbCost affordability score ●●●○○ 5.5/10 Average
Cheaper to run than 30% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Belmunda's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Belmunda with another suburb
Is it cheaper to drive or take public transport from Belmunda to the CBD?
Public transport saves Belmunda residents $5,958 per year. Annual commute cost by car is $6,150 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Belmunda?
Belmunda falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Belmunda?
Running a unit in Belmunda costs approximately $12,106 per year by car or $6,148 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,700, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.