True annual cost of living in Berowra Waters, NSW 2082
Living in a house in Berowra Waters costs about $13,247 a year: council rates, water and sewerage, commute and home insurance combined. Berowra Waters sits 35.7 kilometres from Sydney CBD. Unit costs come in at $12,847, as lower council rates more than offset the $2,100 body corporate levy. At 35.7km, the commute dominates running costs. Drivers pay $4,508 more per year than public transport users.
Cheaper to run than 22% of Hornsby suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Berowra Waters's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Berowra Waters
within a 2 km walk
Nearest stop
Berowra Waters Ferry Berrilee Ramp, 5,332 m away, about a 67 minute walk. It is a ferry stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Berowra Waters to the CBD?
Public transport saves Berowra Waters residents $4,508 per year. Annual commute cost by car is $6,908 versus $2,400 by public transport using the Opal network.
What are the council rates in Berowra Waters?
Berowra Waters falls under Hornsby Council. The average residential rate for 2026-27 is $1,541 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,541 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Berowra Waters?
Running a unit in Berowra Waters costs approximately $12,847 per year by car or $8,339 by public transport. This includes council rates of $1,541, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Berowra Waters close to public transport?
The nearest scheduled service to the centre of Berowra Waters is Berowra Waters Ferry Berrilee Ramp, a ferry stop about 5,332 m away, about a 67 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Berowra Waters?
Within a 2 km walk of the centre of Berowra Waters there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Hornsby rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.