True annual cost of living in Blackheath, NSW 2785
Living in a house in Blackheath costs about $9,945 a year: council rates, water and sewerage, commute and home insurance combined. Blackheath sits 87.9 kilometres from Sydney CBD. Unit costs come in at $9,895, as lower council rates more than offset the $1,800 body corporate levy. At 87.9km, the commute dominates running costs. Drivers pay $1,440 more per year than public transport users.
Blue Mountains rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$2,157
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 87.9km from CBD · 192 days
$3,840
Home insurance
Estimated · flood Low · fire High
$2,400
Body corporate
Estimated
$1,800
Total annual running cost
$9,945
($829/month)
Near Blue Mountains average
SuburbCost affordability score ●●○○○4.6/10 Poor
Cheaper to run than 45% of Blue Mountains suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Blackheath's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Blackheath
within a 2 km walk
Nearest stop
Blackheath, 1,581 m away, about a 20 minute walk. It is a train stop.
Supermarkets
2
Cafes
8
Parks
8
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Blackheath to the CBD?
Public transport saves Blackheath residents $1,440 per year. Annual commute cost by car is $3,840 versus $2,400 by public transport using the Opal network.
What are the council rates in Blackheath?
Blackheath falls under Blue Mountains Council. The average residential rate for 2026-27 is $2,157 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,157 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Blackheath?
Running a unit in Blackheath costs approximately $9,895 per year by car or $8,455 by public transport. This includes council rates of $2,157, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Blackheath close to public transport?
The nearest scheduled service to the centre of Blackheath is Blackheath, a train stop about 1,581 m away, about a 20 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Blackheath?
Within a 2 km walk of the centre of Blackheath there are 2 supermarkets, 8 cafes and 8 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Blue Mountains rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.