True annual cost of living in Bonnet Bay, NSW 2226
Living in a house in Bonnet Bay costs about $11,876 a year: council rates, water and sewerage, commute and home insurance combined. Bonnet Bay sits 21.3 kilometres from Sydney CBD. Unit costs come in at $11,676, as lower council rates more than offset the $2,300 body corporate levy. At 21.3km from the CBD, transport mode shifts the annual total by $3,061. The gap widens as commute costs rise.
Cheaper to run than 43% of Sutherland suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Bonnet Bay's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Bonnet Bay
within a 2 km walk
Nearest stop
Jannali, 1,050 m away, about a 13 minute walk. It is a train stop.
Nearest hospital
President Private Hospital, 3,609 m away, about a 45 minute walk.
Supermarkets
2
Cafes
7
Parks
35
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Bonnet Bay to the CBD?
Public transport saves Bonnet Bay residents $3,061 per year. Annual commute cost by car is $5,461 versus $2,400 by public transport using the Opal network.
What are the council rates in Bonnet Bay?
Bonnet Bay falls under Sutherland Council. The average residential rate for 2026-27 is $1,617 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,617 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Bonnet Bay?
Running a unit in Bonnet Bay costs approximately $11,676 per year by car or $8,615 by public transport. This includes council rates of $1,617, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Bonnet Bay close to public transport?
The nearest scheduled service to the centre of Bonnet Bay is Jannali, a train stop about 1,050 m away, about a 13 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Bonnet Bay?
The closest hospital to the centre of Bonnet Bay is President Private Hospital, about 3,609 m away, about a 45 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Bonnet Bay?
Within a 2 km walk of the centre of Bonnet Bay there are 2 supermarkets, 7 cafes and 35 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Sutherland rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.