Living in a house in Cammeray costs about $6,485 a year: council rates, water and sewerage, commute and home insurance combined. Cammeray sits 5.4 kilometres from Sydney CBD. Unit costs reach $7,665, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $160 per year at this distance.
North Sydney Council rates (IPART approved SRV, 23.3% in 2026-27, Final Report June 2026) · average rate
$1,327
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 5.4km from CBD · 192 days
$1,760
Home insurance
Estimated · flood Low · fire Low
$1,850
Body corporate
Estimated
$2,600
Total annual running cost
$6,485
($540/month)
Near North Sydney Council average
SuburbCost affordability score ●●●○○6.7/10 Good
Cheaper to run than 33% of North Sydney Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Cammeray's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Cammeray
within a 2 km walk
Nearest stop
Crows Nest Terminus (263, 267), 1,575 m away, about a 20 minute walk. It is a bus stop.
Nearest hospital
Ramsay Clinic Cremorne, 1,573 m away, about a 20 minute walk.
Supermarkets
13
Cafes
64
Parks
76
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Cammeray to the CBD?
Driving saves Cammeray residents $160 per year. Annual commute cost by car is $1,760 versus $1,920 by public transport using the Opal network.
What are the council rates in Cammeray?
Cammeray falls under North Sydney Council. The average residential rate for 2026-27 is $1,327 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,327 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cammeray?
Running a unit in Cammeray costs approximately $7,665 per year by car or $7,825 by public transport. This includes council rates of $1,327, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Cammeray close to public transport?
The nearest scheduled service to the centre of Cammeray is Crows Nest Terminus (263, 267), a bus stop about 1,575 m away, about a 20 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Cammeray?
The closest hospital to the centre of Cammeray is Ramsay Clinic Cremorne, about 1,573 m away, about a 20 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Cammeray?
Within a 2 km walk of the centre of Cammeray there are 13 supermarkets, 64 cafes and 76 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: North Sydney Council rates (IPART approved SRV, 23.3% in 2026-27, Final Report June 2026). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.