True annual cost of living in Cremorne Point, NSW 2090
Living in a house in Cremorne Point costs about $5,895 a year: council rates, water and sewerage, commute and home insurance combined. Cremorne Point sits 3.5 kilometres from Sydney CBD. Unit costs reach $8,075, with the $3,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.
Cheaper to run than 98% of North Sydney Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Cremorne Point's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Cremorne Point
within a 2 km walk
Nearest stop
Cremorne Point Wharf, Milson Rd, 607 m away, about an 8 minute walk. It is a bus stop.
Nearest hospital
Ramsay Clinic Cremorne, 1,084 m away, about a 14 minute walk.
Supermarkets
11
Cafes
80
Parks
85
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Cremorne Point to the CBD?
Driving saves Cremorne Point residents $750 per year. Annual commute cost by car is $1,170 versus $1,920 by public transport using the Opal network.
What are the council rates in Cremorne Point?
Cremorne Point falls under North Sydney Council. The average residential rate for 2026-27 is $1,327 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,327 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cremorne Point?
Running a unit in Cremorne Point costs approximately $8,075 per year by car or $8,825 by public transport. This includes council rates of $1,327, water and sewerage $1,548, estimated body corporate levy of $3,500, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Cremorne Point close to public transport?
The nearest scheduled service to the centre of Cremorne Point is Cremorne Point Wharf, Milson Rd, a bus stop about 607 m away, about an 8 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Cremorne Point?
The closest hospital to the centre of Cremorne Point is Ramsay Clinic Cremorne, about 1,084 m away, about a 14 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Cremorne Point?
Within a 2 km walk of the centre of Cremorne Point there are 11 supermarkets, 80 cafes and 85 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: North Sydney Council rates (IPART approved SRV, 23.3% in 2026-27, Final Report June 2026). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.